FHA VS Conventional loan programs in Centreville, Queen Anne's County, Maryland

In 2026, the limit for a conventional loan in Centreville, located in Queen Anne's county, MD, is $647,200 while the FHA limit for a single-family home is $583,050.

Use the Lendersa® Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA loans. Determine which option is ideal for your financial situation by comparing income, credit, reserves, and document needs. Our advanced calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side for better decision-making in MD.

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2026 Loan Limits and Downpayment Needs in Centreville, Queen Anne's County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

These comparisons apply to zip codes: 21617

Options for Conventional and FHA Loans in Centreville, MD

Lendersa® is committed to quickly connecting you with the best possible Conventional, USDA, or FHA loan. Select from three starting points to find compatible lenders and loan programs.

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Centreville Lenders

  • The Peoples Bank
  • 100 Spring Avenue, Chestertown, MD, 21620
  • Lends in Maryland
  • Founded in 1910, The Peoples Bank has served Kent & Queen Anne’s Counties and the Eastern Shore for over 100 years (and Talbot County starting in 2016). The bank has a consistent history of outstanding service in the form of lending programs, customer satisfaction and involvement in its communities.

  • Bayside Mortgage Services Inc
  • 3901 Main Street, Grasonville, MD, 21638
  • Lends in Maryland
  • Bayside Mortgage Services Inc, we've been helping customers acheive the dream of home ownership since 2003. Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process

  • Renaissance Lenders, Inc
  • 8221 Richie Highway, Suite 203, Pasadena, MD, 21122
  • Lends in Maryland
  • Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.

  • Coastline Mortgage
  • 8221 Ritchie Hwy, Suite 104, Pasadena, MD, 21122
  • Lends in Maryland
  • Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

  • LM Federal Credit Union
  • 101 Chesapeake Park Plaza, Middle River, MD, 21220
  • Lends in Maryland
  • 1949 Credit Union is organized by the employees of the Glen L. Martin Aircraft Company in Baltimore. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.

  • RESIDENTIAL MORTGAGE SOLUTIONS
  • 1515 Martin Blvd., Baltimore, MD, 21220
  • Lends in Maryland
  • Residential Mortgage Solutions is both a licensed mortgage lender and broker in several states. We specialize in originating first and second conforming and non-conforming mortgage loans. Some companies can talk about customer service but here at Residential Mortgage we deliver it, loan after loan!

  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Lends in Maryland
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c