Explore the differences! FHA VS Conventional loan programs in Denton, Caroline County, Maryland

In 2026, the limit for conventional loans in Denton, situated in Caroline county, MD, is $726,200, while the FHA loan limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can compare the most competitive rates for Conventional, FHA, and USDA loans today. Determine the income, credit score, reserves, and documentation needed for qualifying. Using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side to help decide which program in MD is best for your financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Denton, Caroline County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 21629

Conventional and FHA Loan Options in Denton, MD

Lendersa® aims to swiftly connect you with the optimal Conventional, USDA, or FHA loan without hassle. Choose from three starting options that align you with matching lenders and loan programs.

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Denton Lenders

  • Bayside Mortgage Services Inc
  • 3901 Main Street, Grasonville, MD, 21638
  • Lends in Maryland
  • Bayside Mortgage Services Inc, we've been helping customers acheive the dream of home ownership since 2003. Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process

  • The Peoples Bank
  • 100 Spring Avenue, Chestertown, MD, 21620
  • Lends in Maryland
  • Founded in 1910, The Peoples Bank has served Kent & Queen Anne’s Counties and the Eastern Shore for over 100 years (and Talbot County starting in 2016). The bank has a consistent history of outstanding service in the form of lending programs, customer satisfaction and involvement in its communities.