Explore the differences! FHA VS Conventional loan programs in Easton, Talbot County, Maryland

In the year 2026, the limit for Conventional loans in Easton, within the county of Talbot in MD, is set at $726,200. Meanwhile, for a single-family home, the FHA loan limit stands at $472,030.

Lendersa® offers a Conventional loan calculator to help you compare today's top rates for Conventional, FHA, and USDA loans. It also aids in determining the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage tool, examine Conventional conforming, USDA, FHA, and VA loans side by side to choose the ideal program for your financial situation in MD.

Explore loan offers from over 100 lenders

2026 Loan limits and down payment requirements in Easton, county of Talbot, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,000 0%
FHA $472,030 3.5%

This comparison table pertains to ZIP codes: 21601

Options for Conventional and FHA loans in Easton, MD

Lendersa® aims to secure the most advantageous Conventional, USDA, or FHA loans quickly and efficiently. Choose one of three starting points that lead to matching lenders and loan programs.

Lendersa USDA loan request with matching results


Easton Lenders

  • Bayside Mortgage Services Inc
  • 3901 Main Street, Grasonville, MD, 21638
  • Lends in Maryland
  • Bayside Mortgage Services Inc, we've been helping customers acheive the dream of home ownership since 2003. Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process

  • The Peoples Bank
  • 100 Spring Avenue, Chestertown, MD, 21620
  • Lends in Maryland
  • Founded in 1910, The Peoples Bank has served Kent & Queen Anne’s Counties and the Eastern Shore for over 100 years (and Talbot County starting in 2016). The bank has a consistent history of outstanding service in the form of lending programs, customer satisfaction and involvement in its communities.

  • Admiral Mortgage Services LLC
  • 3456 Monarch Drive, Edgewater, MD, 21037
  • Lends in Maryland
  • Admiral Mortgage Services was designed by loan officers for the benefit of the consumer. Our cutting-edge technology and strategic business relationships allows our customers access to all Conventional Financing options, as well as FHA, VA, USDA and more and even several great options for our self-employed customers

  • Universal Mortgage & Finance
  • 3158 Braverton Street, Suite 204, Edgewater, MD, 21037
  • Lends in Maryland
  • Universal Mortgage & Finance, Inc. is a direct lending institution and we pride ourselves on making your needs our top priority because we're committed to building long-lasting relationships in the communities we serve. For two decades, we have successfully facilitated the financial service needs of people .

  • BlackWater Funding
  • 403 Fairlea Drive, Edgewater, MD, 21037
  • Lends in Maryland
  • BLACKWATER FUNDING PROVIDES QUICK COMMERCIAL REAL ESTATE LOANS & CAPITAL FOR INVESTORS & OWNERS OF OWNER-OCCUPIED PROPERTIES. WE ALSO OFFER LOANS FOR UNIQUE PROPERTIES: (CHURCHES, CAR WASHES, MOBILE HOME PARKS, GAS STATIONS,CHILDHOOD CARE, AUTO REPAIR SHOPS, SELF STORAGE,LAND, ETC.)

  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Lends in Maryland
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c

  • Severn Bank
  • 200 Westgate Circle, Suite 200, Annapolis, MD, 21401
  • Lends in Maryland
  • We are a community bank located in Anne Arundel County offering full-service banking including residential lending, commercial banking, and personal banking. Our mission is to enhance our community by investing in the climate, culture, commerce, and people of the Chesapeake Bay region.

  • South River Mortgage
  • 1 Park Place, Suite 540, Annapolis, MD, 21401
  • Lends in Maryland
  • At South River Mortgage we put our customers first. We are a trustworthy broker who will help our senior citizens find the best reverse mortgage plan to benefit their unique situation. Unlike a lender, we will compare different options that best fit our borrower’s needs. It is our goal is to give seniors the peace of mind

  • Bay Rock Home Loans LLC
  • 839 Bestgate Road, Suite 131, Annapolis, MD, 21401
  • Lends in Maryland
  • BlackRock Home Loans works with a strong portfolio of private lenders that help borrowers with unique financial situations to provide them with niche lending products that meet their needs. There are great products available for borrowers who can't qualify for loans with traditional documentation.