FHA VS Conventional loan programs in Dundalk, Baltimore County, Maryland

In 2026, the Conventional loan limit in Dundalk, located in Baltimore county of MD, is $726,200. Meanwhile, the FHA limit for a single-family home is $632,500.

Use the Lendersa® Conventional loan calculator to analyze today's most competitive rates for Conventional, FHA, and USDA loans. Ascertain the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator makes it easy to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you choose the right program in MD for your financial needs.

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Loan Limits and Downpayment Criteria for 2026 in Dundalk, Baltimore, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This information applies to zip codes: 21222

Conventional and FHA Loan Opportunities in Dundalk, MD

The goal at Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan possible, without unnecessary hassle. Begin with one of three pathways that connect you to compatible lenders and loan programs.

Visualization of Lendersa USDA loan requests and results


Dundalk Lenders

  • Members First of Maryland Federal Credit Union
  • 1631 Merritt Boulevard, Baltimore, MD, 21222
  • Lends in Maryland
  • In 1969, a group of workers from Bethlehem Steel organized a cooperative, non-profit Credit Union for employees in order to improve the financial well-being of themselves and their families. Since 1969 Members First has been providing low cost, quality financial services to its members.

  • United Trust Financial LLC
  • 40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222
  • Lends in Maryland
  • Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.

  • Secured Funding Corporation
  • 3500 Boston St, Suite 234, Baltimore, MD, 21224
  • Lends in Maryland
  • Secured Funding Corporation is a full-service mortgage brokerage firm specializing in FHA, Conventional, VA, and 203k residential loans. Our team of originators have years of valuable experience in the home loan industry and have built a reputation of excellent customer service that is exemplified by the number

  • Johns Hopkins Federal Credit Union
  • 2027 E Monument Street, Baltimore, MD, 21205
  • Lends in Maryland
  • Johns Hopkins Federal Credit Union was founded by a small group of Johns Hopkins University employees in 1971. As a credit union, our charter allows us to serve various groups. In our case, we have stuck to our roots, expanding to serve other Johns Hopkins and related entities. We truly are built by and for the Hopkins community.

  • MECU Credit Union
  • 1 South Street, Baltimore, MD, 21202
  • Lends in Maryland
  • Our local Baltimore roots go back to 1936. From our humble beginnings to today, we have always put working families and their financial well-being at the center of everything we do. With better rates, free financial education and personal service, we are committed to improving the lives of our members and the communities we serve.

  • M&T Realty Capital Corporation
  • One Light Street, 12th Floor, Baltimore, MD, 21202
  • Lends in Maryland
  • M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.

  • The Harbor Bank of Maryland
  • 25 West Fayette Street, Baltimore, MD, 21201
  • Lends in Maryland
  • Harbor Bank of Maryland opened its doors in September of 1982 with $2.1 million in assets. As of December 31, 2015, Harbor Bank's assets were $288 million. The bank conducts general banking business in seven branch locations and primarily serves the Baltimore, Maryland Metropolitan area. The Bank also has a branch in Riverdale,

  • Provider Mortgage
  • 401 N. Charles St, Baltimore, MD, 21201
  • Lends in Maryland
  • Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.

  • AGM Financial Services Inc
  • 20 South Charles Street, Suite 1000, Baltimore, MD, 21201
  • Lends in Maryland
  • AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program