Explore the differences! FHA VS Conventional loan programs in Essex, Baltimore County, Maryland
As of 2025, the conventional loan ceiling in Essex, found in the county of Baltimore, MD, is set at $726,200. For single-family homes, the FHA limit is established as $632,500.
The Lendersa® Conventional loan calculator is your tool for comparing today's offers across Conventional, FHA, and USDA loans. It helps you assess which loan is suitable by analyzing income, credit score requirements, reserves, and documentation. Our advanced mortgage calculator presents Conventional Conforming loans, USDA, FHA, and VA programs side by side, assisting in finding the best fit for your unique financial needs in MD.
Loan limitations and initial payment requirements for 2025 in Essex, Baltimore, MD
Loan Type
Max Loan
Down Payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
This table applies to postal codes: 21221
Options for Conventional and FHA Loans in Essex, MD
Lendersa® is dedicated to securing the optimal Conventional, USDA, or FHA loan quickly and with minimal fuss. Choose one of the three available pathways to match with appropriate lenders and loan options.
7600 North 15th Street, Suite 150-2, Phoenix, AZ, 85020
At OnPoint Financial, we ensure we have solutions for every type of homeowner! It doesn’t matter if you are buying your first home, upgrading into your dream home or building wealth buying investment properties – let the experts at OnPoint Financial keep you pointed in the right direction.
1819 East Morten Avenue, Suite 170, Phoenix, AZ, 85020
Jud Holmes opened Innovate Mortgage in 2018 because He wasn’t satisfied with the service & programs that I could offer as part of a big bank. As a broker with low overhead, I can pass the savings of running a lean operation on to my clients in the form of better rates and lower closing costs. Not only that but I can get files closed faster.
7301 North 16th Street, Suite 102, Phoenix, AZ, 85020
Curtis Clarke has serviced the Phoenix valley with home loans since 2005. With almost 10 years of service & expertise he knows how to save you the most money with the financing on your home. valley with home loans since 2005. Clarke Capital LLC, offering personalized mortgage solutions, fast customized quotes, great rates & service with integrity.
1819 East Morton Avenue, Suite 170, Phoenix, AZ, 85020
We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. We specialize in helping Arizona families get quality VA financing with VA loans and VA streamline and cash-out refinances. We're licensed to issue VA loans in the great state of Arizona
"At Desert Financial Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep you up to date on our news and events! Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep
Federally insured by the NCUA. Equal Housing Opportunity."
352 E Riverside Dr, Suite a-5, Saint George, UT, 84790
Platinum Mortgage is a lending company that can shop multiple lenders to get you the best rate. Our Mission is to give you the “Platinum Standard” or service throughout the mortgage process. Provide a variety of mortgage and lending services in the state of Utah. Platinum Mortgage was founded December 21st 2011.
Mortgage HQ's key to our success has been a combination of consistently offering the lowest possible rates, responding quickly, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity and look forward to earning your trust.
169 West 2710 S Circle, Suite 202A, Saint George, UT, 84790
We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process.Our goal is to help the you find a loan that fits your unique needs.
1130 E Missouri Ave, Suite 204, Phoenix, AZ, 85014
Paragon Mortgage Corporation is an FHA, HUD MAP and LEAN approved mortgage lender solely focused on HUD-insured financing for over 33 years. Headquartered in Phoenix, Arizona, Paragon Mortgage is known for its highly experienced staff representing decades of originating, underwriting and processing of HUD/FHA loans.
At PMB, you get a range of lending options tailored to meet your needs, as well as advice on the submission, processing, and funding of mortgage applications in Arizona. Our goal is to make borrowing simple and save you money. With a wide array of products for home mortgages, mortgage refinancing, and construction financing
