FHA VS Conventional loan programs in 2025 for Riva, Anne Arundel County, Maryland

During 2025, the loan limit for Conventional financing in Riva, located in Anne Arundel County, MD, stands at $726,200, whereas the FHA limit for a single-family home is set at $632,500.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. This tool helps determine the required income, credit status, reserves, and necessary documents for loan qualification. Our advanced calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in the decision of which program in MD best fits your financial needs.

Explore and compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Riva, Anne Arundel County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This table is applicable to the following zip codes: 21035, 21037, 21140

Options for Conventional and FHA Loans in Riva, MD

The primary goal of Lendersa® is to assist you in securing the best possible Conventional, USDA, or FHA loan quickly and without inconvenience. Begin by choosing one of three foundational options, resulting in matched lenders and suitable loan programs.

Results from Lendersa USDA loan request and matching


  • First American Credit Union
  • 1001 North Pinal Ave, Casa Grande, AZ, 85122
  • Our mission is to create financial independence, promote diversity and assist hard-working families. First American Credit Union is a community oriented, non-profit financial institution. Our members and employees are people like you who live and work in Southwest Arizona and areas of New Mexico.
  • Amanda Williams Mortgage Company
  • 1664 E Florence Blvd, Suite 4-106, Casa Grande, AZ, 85122
  • Our mission is to help our clients purchase or refinance their dream home with a high level of service. We strive to earn your business and build a long-lasting relationship. 15 years in the lending field Experts in credit repair at no charge to you Specializing in hard to do loans Your loan is our priority Arizona lender for two decades
  • AnnieMac
  • 211 N. Florence Street, Suite 102 & 103, Casa Grande, AZ, 85122
  • AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches
  • Desert Financial Credit Union
  • 148 North 48th Street, Phoenix, AZ, 85034
  • "At Desert Financial Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep you up to date on our news and events! Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep Federally insured by the NCUA. Equal Housing Opportunity."
  • Paragon Mortgage Corporation
  • 1130 E Missouri Ave, Suite 204, Phoenix, AZ, 85014
  • Paragon Mortgage Corporation is an FHA, HUD MAP and LEAN approved mortgage lender solely focused on HUD-insured financing for over 33 years. Headquartered in Phoenix, Arizona, Paragon Mortgage is known for its highly experienced staff representing decades of originating, underwriting and processing of HUD/FHA loans.
  • Phoenix Mortgage Brokers LLC
  • 5227 North 7th Street, Phoenix, AZ, 85014
  • At PMB, you get a range of lending options tailored to meet your needs, as well as advice on the submission, processing, and funding of mortgage applications in Arizona. Our goal is to make borrowing simple and save you money. With a wide array of products for home mortgages, mortgage refinancing, and construction financing
  • Cobalt Mortgage LLC
  • 1434 E San Miguel Ave, Phoenix, AZ, 85014
  • Our team has a combined 50+ years experience in the mortgage industry. Our team is committed to making your lending experience a smooth & informed process. My niche for the past 18 years as a loan professional is figuring out how my client's specific needs fit with lender guidelines so that we can efficiently close your purchase
  • NEXA Mortgage, LLC.
  • 3100 West Ray Rd. Ste. 201, Chandler, AZ, 85226
  • Welcome to the Wholesale Mortgage Team! At Wholesale Mortgage Team, we believe that securing the right mortgage should be a straightforward and stress-free experience. Sponsored by NEXA Mortgage, our team is committed to providing exceptional service while delivering the best mortgage solutions to fit your unique needs.