FHA VS Conventional loan programs in Riva, Anne Arundel County, Maryland

During 2025, the loan limit for Conventional financing in Riva, located in Anne Arundel County, MD, stands at $726,200, whereas the FHA limit for a single-family home is set at $632,500.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. This tool helps determine the required income, credit status, reserves, and necessary documents for loan qualification. Our advanced calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in the decision of which program in MD best fits your financial needs.

Explore and compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Riva, Anne Arundel County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This table is applicable to the following zip codes: 21035, 21037, 21140

Options for Conventional and FHA Loans in Riva, MD

The primary goal of Lendersa® is to assist you in securing the best possible Conventional, USDA, or FHA loan quickly and without inconvenience. Begin by choosing one of three foundational options, resulting in matched lenders and suitable loan programs.

Results from Lendersa USDA loan request and matching


  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.
  • ROSS MORTGAGE COMPANY, INC.
  • 115 Flanders Road, Suite 120, Westborough, MA, 01581
  • Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.
  • Dean Co-operative Bank
  • 21 Main Street, Franklin, MA, 02038
  • A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and
  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.
  • Quail Hollow Financial Services, Inc.
  • 10015 Park Cedar Drive, Suite 100, Charlotte, NC, 28210
  • Quail Hollow Financial Services, Inc. was incorporated on May 2, 2001 and began operations as a locally owned mortgage banker/broker in November of 2002. Scott McQuay is the President and owner of the company. He has over 20 years experience in the mortgage industry and is a native to the Charlotte area.
  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.
  • GFA Federal Credit Union
  • 229 Parker St, Gardner, MA, 01440
  • GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
  • Wrentham Co-operative Bank
  • 102 South Street, Wrentham, MA, 02093
  • Wrentham Cooperative has been a place people can trust for all of their personal and business financial needs since 1901. Unlike most banks, we provide you with the services YOU actually want and need, not the services we want you to buy. We work quietly and steadily every day to improve our services