FHA VS Conventional loan programs in Eldersburg, Carroll County, Maryland

For 2025, the conventional loan limit in the city of Eldersburg, within Carroll county, in the state of MD, is set at $726,200, while for an FHA loan, the limit stands at $632,500 for a single-family residence.

With the Lendersa® Conventional loan calculator, you can analyze and compare current rates for Conventional versus FHA and USDA loans. This will also help you understand the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the most suitable program in MD for your unique financial circumstances.

Evaluate loan offers from over 100 lenders

Loan limits and downpayment criteria for 2025 in Eldersburg, situated in Carroll, MD

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This comparison table is relevant for the zip codes: 21784, 21104

Exploring Conventional and FHA loan solutions in Eldersburg, MD

The aim of Lendersa® is to facilitate you in securing the finest Conventional, USDA, or FHA loan swiftly and without inconvenience. Choose from three starting points, each leading to a perfect match of lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • New Hampshire Federal Credit Union
  • 70 Airport Road, Concord, NH, 03301
  • NH Federal Credit Union is a full-service financial institution. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH.
  • BRISTOL FINANCIAL SERVICES
  • 36 Main Street, Bristol, VT, 05443
  • Bristol Financial Services offers financial services for individuals and businesses. Our foremost commitment is to our clients. The most important part of our job is to help people reach their financial objectives and help business owners with their financial strategies and benefits packages.
  • Columbus First Bank
  • 2 N. Broadway, Lebanon, OH, 45036
  • Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need
  • 1st National Bank
  • 1160 E Main St, Lebanon, OH, 45036
  • 1st National Bank is a community bank serving Southwestern Ohio. We offer competitive banking services to fulfill the needs of our community in a friendly, courteous fashion and provide the most convenient banking tools available. It's just how we think about banking and customers
  • Mortgage City
  • 504 E 4th St, Royal Oak, MI, 48067
  • We have one goal – to fulfill your financing goals and make you a happy homeowner. Mortgage City is a licensed mortgage originator based in Detroit, Michigan. We work with customers in Detroit, Royal Oak, and throughout the state of Michigan. We also can help you with your mortgage needs in Florida, New Hampshire, Ohio, Massachusetts,
  • Fortress Home Mortgage Inc
  • 1336 South Main Street, Royal Oak, MI, 48067
  • Fortress Home Mortgage (NMLS ID# 135922) is owned and operated locally by John Sarkisian (NMLS ID# 136596). We utilize multiple lenders to find the best rates and products to fit the needs of our Metro Detroit borrowers. All applicants receive one on one customer service from pre-approval to closing.
  • First Team Lending Group PLLC
  • 313 East Maryland Avenue, Royal Oak, MI, 48067
  • "We specialize in shopping between the most reputable lenders on our clients’ behalf for the best possible program and rate for the client-specific situation. We offer wholesale pricing which means lower rates and less cost for our clients! Our goal is to keep the mortgage process simple, easy and fast so you can stay focused on your daily l
  • Michigan Elite Lending
  • 1817 E 4th St, Royal Oak, MI, 48067
  • Michigan Elite Lending with the vision of supplying clients with the best possible loan experience with the lowest rates on the market. Working with a mortgage broker allows borrowers to secure the lowest rate without doing all the legwork. We shop hundreds of wholesale lenders to find the best program for you.