FHA VS Conventional loan programs in 2025 for Eldersburg, Carroll County, Maryland

For 2025, the conventional loan limit in the city of Eldersburg, within Carroll county, in the state of MD, is set at $726,200, while for an FHA loan, the limit stands at $632,500 for a single-family residence.

With the Lendersa® Conventional loan calculator, you can analyze and compare current rates for Conventional versus FHA and USDA loans. This will also help you understand the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the most suitable program in MD for your unique financial circumstances.

Evaluate loan offers from over 100 lenders

Loan limits and downpayment criteria for 2025 in Eldersburg, situated in Carroll, MD

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This comparison table is relevant for the zip codes: 21784, 21104

Exploring Conventional and FHA loan solutions in Eldersburg, MD

The aim of Lendersa® is to facilitate you in securing the finest Conventional, USDA, or FHA loan swiftly and without inconvenience. Choose from three starting points, each leading to a perfect match of lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • Country Home Loans
  • 200 N Main St, Seiling, OK, 73663
  • Country Home Loans, Inc you will find caring, highly trained mortgage professionals who dedicate themselves to insuring your home financing experience is both tailored to fit your individual needs and benefit you. We have several offices that service our clients throughout the Great State of Oklahoma.
  • Susser Bank
  • 2326 W Pleasant Ridge, Arlington, TX, 76015
  • Susser Bank was founded in 1959 as an institution to serve Affiliated Food Stores, their owners, employees and their families. With a continued dedication to serving clients and their communities, the bank grew steadily for decades. In 2018, Susser Bank Holdings LLC purchased control of Affiliated Bank, bringing the capital
  • Pioneer Realty Capital, LLC
  • 701 Highlander Blvd, Suite 350, Arlington, TX, 76015
  • We offer nationwide advisory services in all commercial real estate markets and for most asset classes. At PRC, our team works to provide commercial real estate financing solutions to business owners nationwide. We assist in the funding of all property types from $1 million to $500 million.
  • Mid America Mortgage Southwest
  • 229 S. 9th Street, Midlothian, TX, 76065
  • Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.
  • The Good Buy Mortgage Company
  • 200 William Allen Lane, Decatur, TX, 76234
  • We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.
  • American Federal Residential Mortgage
  • 407 W. Baker, Suite S, Baytown, TX, 77521
  • LET ONE OF OUR PROFESSIONAL MORTGAGE CONSULTANTS BUILD A MORTGAGE LOAN ESPECIALLY FOR YOU. NEW HOMES AND RESALE HOMES SECOND HOMES AND VACATION HOMES ETC.. CALL OR COME BY OUR OFFICE FOR A FREE PRE -QUALIFICATION FOR A MORTGAGE LOAN BEFORE YOU SHOP FOR A NEW OR USED HOME. WE WILL FURNISH YOU WITH A PRE-APPROVAL LETTER AT NO CHARGE.
  • Sentinel Mortgage Corporation
  • 7232 Eastpoint Blvd, Baytown, TX, 77521
  • Sentinel Mortgage is a Texas company that prides itself on getting YOU the best deal. We also understand that clients and realtors expect clear communication and availability in order to navigate the ever-changing mortgage waters. So don't waste time with a Big Bank that will take 2 months to close you and charge you handsomely for the privilege
  • Centex Citizens Credit Union
  • 1404 E Milam Street, Mexia, TX, 76667
  • Centex Citizens received its original charter in 1954 as Mexia State School Credit Union to serve the employees of Mexia State School. It was virtually operated on a "back-pocket" system with a signature and handshake being all that was required for employees to make small loans. With each passing year, the membership and assets grew.