Explore the differences! FHA VS Conventional loan programs in Mount-Airy, Carroll County, Maryland

In 2025, the conventional loan limit in Mount-Airy, located in the county of Carroll, MD, is $647,200, while the FHA limit for a single-family home is $583,050.

Use the Lendersa® Conventional loan calculator to compare current Conventional, FHA, and USDA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in MD to suit your financial needs.

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2025 Loan Limits and Down Payment Requirements in Mount-Airy, Carroll, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

This comparison table applies to zip codes: 21771

Conventional and FHA Loan Options in Mount-Airy, MD

Lendersa® aims to offer you the best possible Conventional, USDA, or FHA loan quickly and without difficulty. Choose from one of three starting points to connect with matching lenders and loan programs.

Results for Lendersa USDA loan requests and matches


  • Old West Federal Credit Union
  • 650 West Main Street, John Day, OR, 97845
  • Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.
  • American Group
  • 1074 E. Cole Rd, Suite 14, Calexico, CA, 92231
  • American Group Realtors has been open for business since 1997. Its professional team of licensed real estate agents, bilingual staff and broker/president, Manny Hernandez, are ready to serve the community at large who is looking to buy or sell in a challenging residential & commercial real estate market,
  • Sun Community Federal Credit Union
  • 1068 Broadway, El Centro, CA, 92243
  • Sun Community Federal Credit Union was organized on March 9, 1954, as the Imperial Valley U.S. Employees Federal Credit Union, with ten charter members. Over the years, the field of membership was enlarged. In January 1968, the name was changed to Government Agencies Federal Credit Union.
  • First Imperial Credit Union.
  • 1602 W Main St, El Centro, CA, 92243
  • First Imperial Credit Union is a credit union located in Imperial County, California who has a mission to deliver quality, affordable financial services with an exceptional member-focused experience. As a not-for-profit financial instituion, FICU gives back to its membership in the way of lower loan rates
  • IV Alliance Mortgage & Real Estate
  • 395 Broadway Avenue, Suite 5, El Centro, CA, 92243
  • IV Alliance Mortgage and real Estate our team of professionals will make it easy for you to apply for a loan. Give us a call and speak with one of our representatives. Within a day or two, we’ll be able to give you personalized rate information and a solution tailored to your specific needs.
  • Mr. Mortgage INC
  • 1596 S Imperial Ave, El Centro, CA, 92243
  • Mr. Mortgage INC is guided by our adherence to the important values and unique features we offer clients. They are essential, considered to be the DNA of our company. We are trained professionals who take responsibility for delivering excellence as individuals and as team. We focus solely on client’s satisfaction and first impression.
  • Premier Realty Group Inc
  • 83135 Requa Ave, Suite 3, Indio, CA, 92201
  • Lorenzo Rivera has over 14 years of experience in the Real Estate market. He is a licensed Realtor and Mortgage Originator, with experience that spans across the state of California. Lorenzo strives to build a meaningful relationship with every client, ensuring that everyone has a pleasant experience throughout the buying or selling process.
  • Business Loan Lady
  • 56100 29 Palms Hwy, Yucca Valley, CA, 92284
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.