In 2026, the maximum Conventional loan limit for Ellicott-City in Howard county, MD, stands at $647,200, whereas the FHA cap for a single-family home reaches $583,050.
Utilize the Lendersa® Conventional loan calculator to compare today's most favorable rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to examine side-by-side Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best program in MD for your particular financial needs.
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| Loan Type | Loan Limit | Minimum Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $430,500 | 0% |
| FHA | $583,050 | 3.5% |
This chart applies to the following zip codes: 21042
The mission of Lendersa® is to facilitate access to the ideal Conventional, USDA, or FHA loan promptly and without unnecessary hurdles. Start by selecting one of three pathways that link you with compatible lenders and loan programs.
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