Explore the differences! FHA VS Conventional loan programs in Middle-River, Baltimore County, Maryland

In 2026, the conventional loan limit in Middle-River, situated in Baltimore County, MD, is $647,200. For a single-family home, the FHA limit is $583,050.

The Lendersa® Conventional loan calculator enables you to compare the best available rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to choose the program in MD that best fits your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Middle-River, Baltimore, MD

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

This comparison table is relevant for zip codes: 21220

Explore Conventional and FHA Loan Options in Middle-River, MD

At Lendersa®, our aim is to quickly secure the optimal Conventional, USDA, or FHA loan without hassle. Select from three starting points to match with suitable lenders and loan programs.

Results from Lendersa USDA loan request


  • RP Funding
  • 1400 International Pkwy S, Suite 1000, Lake Mary, FL, 32746
  • RP Funding is a Direct Mortgage Lender helping home buyers save thousands in lender fees when getting a mortgage. RP Funding offers the guaranteed lowest interest rates and customers pay NO lender fees. Customer satisfaction is our #1 goal. That is why every question, concern or complaint is reviewed directly by the CEO Robert Palmer.

  • Certified Mortgage Planners
  • 1331 S International Parkway, Ste 2251, Lake Mary, FL, 32746
  • Certified Mortgage Planners is focused on helping our clients build a strong financial position through careful management of equity, the proper use of capital, and a dedication to maximizing their rate of return. We take a consultative approach to helping our clients develop a mortgage strategy that encompasses your overall long

  • Commercial Mortgage Advisors
  • 1230 Gray Court, Eustis, FL, 32726
  • Commercial Mortgage Advisors originates loans with Life Insurance Companies, CMBS Lenders, Multi-Family DUS Lenders, Commercial Banks, Structured Finance Lenders, SBA lenders, and Industrial Development Bond lenders. The company primarily places long-term, fixed-rate financing on income producing.

  • Ozark Federal Credit Union
  • 2438 Katy Lane, Poplar Bluff, MO, 63901
  • At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees.

    OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.

  • First Midwest Bank
  • 704 N Westwood Blvd, Poplar Bluff, MO, 63901
  • As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals.
    We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.

  • First Missouri State Bank
  • 2910 Barron Rd, Poplar Bluff, MO, 63901
  • On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.

  • BankTennessee
  • 1125 W Poplar Ave, Collierville, TN, 38017
  • It’s important to feel good about whom you trust with your finances. You want to do business with folks you know. So do we. We’re in the people-helping-people business, or as we call it, the personal banking business.

    BankTennessee wants to be your bank. And we show it! We guarantee you will be welcomed with a smile

  • Community First Bank WI
  • 925 Wisconsin Avenue, Boscobel, WI, 53805
  • Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.

  • BankFirst Financial Services
  • 900 Main Street, Columbus, MS, 39701
  • BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst

  • Florida Mortgage Providers, inc.
  • 2101 Amador Pl, Oviedo, FL, 32765
  • Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.

  • Blue Oak Mortgage LLC
  • 3747 Safflower Terrace, Oviedo, FL, 32765
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.