FHA VS Conventional loan in Middle-River, Baltimore County, Maryland

In 2025, the conventional loan limit in Middle-River, situated in Baltimore County, MD, is $647,200. For a single-family home, the FHA limit is $583,050.

The Lendersa® Conventional loan calculator enables you to compare the best available rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to choose the program in MD that best fits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Middle-River, Baltimore, MD

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

This comparison table is relevant for zip codes: 21220, 21221

Explore Conventional and FHA Loan Options in Middle-River, MD

At Lendersa®, our aim is to quickly secure the optimal Conventional, USDA, or FHA loan without hassle. Select from three starting points to match with suitable lenders and loan programs.

Results from Lendersa USDA loan request


  • New American Funding - Riverside
  • 14511 Myford Road, Suite 100, Tustin, CA, 92780
  • New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we have thousands of employees, we’re a family.
  • Dove Financial
  • 14742 Plaza Dr, Ste 200, Tustin, CA, 92780
  • We are a mortgage broker with over 30 years experience in the mortgage lending industry, Dove Financial prides itself to be one of the few companies that specializes in Mobile Home Loans in California. We have a great selection of programs for mobile home loans and manufactured home financing in addition to Conventional Loan Programs.
  • Alta Capital Group
  • 17332 Irvine Blvd, Suite 235, Tustin, CA, 92780
  • Alta Capital is a leading nationwide private lender specializing in hard money loans for fix and flip, new construction,bridge loans,trust deed investments and private capital management. Over the last 10 years Alta has grown into a key player in this highly specialized industry and continues to stay ahead of the curve through constant innovation.
  • Equinox Home Financing
  • 17291 Irvine Blvd, Suite 400, Tustin, CA, 92780
  • Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing is the local leader when looked upon for home purchase, refinancing, or HECM loan needs.
  • Equinox Home Financing, Inc.
  • 17291 Irvine Blvd Suite 400, TUSTIN, CA, 92780
  • Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing, Inc. is a direct lender, mortgage broker, and private money lender licensed in AZ, CA, CO, FL, TX, PA, VA, and WA. CA BRE #01961837
  • Hanover Mortgage Company, DBA Hanover MC
  • 2522 Chambers Road, Tustin, CA, 92780
  • Hanover Mortgage Company, DBA Hanover MC, is your trusted partner in mortgage services, offering tailored financial solutions to meet diverse needs. With decades of expertise, our dedicated team, led by industry expert Jo-Ann Lapin, guides you through every step, ensuring you secure your dream home effortlessly. Reach out at 714 838 1474 or jfl@han
  • Alta Equities
  • 17332 Irvine Blvd, Ste 235, Tustin, CA, 92780
  • Alta Capital is a leading nationwide private lender specializing in hard money loans for fix and flip, new construction,bridge loans,trust deed investments and private capital management.Over the last 10 years Alta has grown into a key player in this highly specialized industry and continues to stay ahead of the curve through constant innovation.
  • Carrington Mortgage
  • 1600 South Douglass Road, Suite 110 & 200-A, Anaheim, CA, 92806
  • Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.
  • Momenta Capital Group Inc.
  • 2099 S State College Blvd, Anaheim, CA, 92806
  • Momenta Capital Group Inc. is committed to working closely with our clients on their journey to build and preserve generational wealth by providing unmatched service and timely execution. MCG’s client relationships have been built through trust, loyalty, and dedication to each client’s short and long-term objectives.
  • Intelty, Inc.
  • 3100 E. Miraloma Ave, Suite 220, Anaheim, CA, 92806
  • Intelty Inc we will find the loan that is perfect for YOU! When it comes to buying a home, one of the most important factors is finding the financing that best fits your specific goals so our mortgage professionals will give you the personal service you deserve. Get started by requesting a free personalized rate quote.
  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suite 100 & 200-A, Anaheim, CA, 92806
  • Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.