In 2026, the conventional loan limit in Middle-River, situated in Baltimore County, MD, is $647,200. For a single-family home, the FHA limit is $583,050.
The Lendersa® Conventional loan calculator enables you to compare the best available rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to choose the program in MD that best fits your financial needs.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $430,500 | 0% |
| FHA | $583,050 | 3.5% |
This comparison table is relevant for zip codes: 21220
At Lendersa®, our aim is to quickly secure the optimal Conventional, USDA, or FHA loan without hassle. Select from three starting points to match with suitable lenders and loan programs.
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