FHA VS Conventional loan programs in 2026 for Fallston, Harford County, Maryland

In the year 2026, the conventional loan limit for Fallston, located in Harford County, MD, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $632,500.

Utilize the Lendersa® Conventional loan calculator to explore and compare the best rates for Conventional, FHA, and USDA loans today. This tool helps calculate the income, credit, reserves, and documents required to qualify. By using our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, aiding in selecting the right program in MD for your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Fallston, Harford County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This table is relevant to zip codes: 21047

Exploring Conventional and FHA Loan Options in Fallston, MD

The goal of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan swiftly and with ease. Start by picking one of three methods that connect you to matching lenders and loan programs.

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Fallston Lenders

  • Freeland Financial
  • 2104 Appaloosa Drive, Fallston, MD, 21047
  • Lends in Maryland
  • Freeland Financial has built a strong reputation as an outstanding mortgage brokerage firm. We serve the lending needs of builders, real estate professionals, and individual homebuyers throughout the state of Maryland, Virginia, and Florida.Our customers keep coming back because we have low rates and the best service in MD, VA and FL..

  • Hawk Mortgage Group
  • 725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
  • Lends in Maryland
  • Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.

  • Har-Co Credit Union
  • 30 N. Hickory Avenue, Bel Air, MD, 21014
  • Lends in Maryland
  • Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience

  • MBA Mortgage Services
  • 426 S Main St, Bel Air, MD, 21014
  • Lends in Maryland
  • MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.

  • Jarrettsville Federal Savings and Loan Association
  • 3706 Norrisville Road, Jarrettsville, MD, 21084
  • Lends in Maryland
  • Jarrettsville Federal Savings and Loan ranked in the top 17 percent of banks nationwide for outstanding community involvement, as determined by the Office of the Comptroller of the Currency. The designation is part of the Community Reinvestment Act of 1977 (CRA). Rankings are based on the assessment of loans for building within the community.

  • Freedom Federal Credit Union
  • 2019 Emmorton Road, Bel Air, MD, 21015
  • Lends in Maryland
  • Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.

  • Open House Lending Corporation
  • 7939 Honeygo Boulevard, Suite 203, Baltimore, MD, 21236
  • Lends in Maryland
  • Open House Lending Corporation is a full-service mortgage company that goes the extra mile and produce's results. Our team has helped hundreds buy and refinance their homes decade after decade. Families have trusted our experienced team to handle not only their mortgage's but their family and friends too.

  • Central Credit Union of Maryland
  • 8501 LaSalle Rd, Baltimore, MD, 21286
  • Lends in Maryland
  • We're small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!

  • Destinations Credit Union
  • 8767 Satyr Hill Road, Parkville, MD, 21234
  • Lends in Maryland
  • Destinations Credit Union is a not-for-profit full service financial institution serving Parkville/Carney and employees/members of more than 150 businesses and community groups in the Baltimore Metro area. Because we return our profits to our members, we can generally offer low or no fees for services