FHA VS Conventional loan programs in 2025 for Fallston, Harford County, Maryland

In the year 2025, the conventional loan limit for Fallston, located in Harford County, MD, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $632,500.

Utilize the Lendersa® Conventional loan calculator to explore and compare the best rates for Conventional, FHA, and USDA loans today. This tool helps calculate the income, credit, reserves, and documents required to qualify. By using our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, aiding in selecting the right program in MD for your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Fallston, Harford County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This table is relevant to zip codes: 21047

Exploring Conventional and FHA Loan Options in Fallston, MD

The goal of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan swiftly and with ease. Start by picking one of three methods that connect you to matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Boston Firefighters Credit Union
  • 60 Hallet Street, Dorchester Center, MA, 02124
  • Boston Firefighters Credit Union was established in 1948. Since that time, BFCU has had one goal; to provide high quality services in a warm, friendly atmosphere with the best possible rates while operating in a safe and sound manner consistent with all regulatory rules and regulations
  • East West Mortgage Company
  • 100 Hallet Street, Boston, MA, 02124
  • East West Mortgage was started to help individuals and families manage their home finances and their lives in an efficient, and informed manner. Our technology allows us to save our customers time and money. Our knowledgeable loan officers are dedicated to helping customers understand their options and select the best loan programs available.
  • Value Mortgage Corporation
  • 11 Eldorado Road, Chelmsford, MA, 01824
  • As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.
  • Allanach/Mortgage Group Corporation
  • 76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062
  • "Allanach/Mortgage Group Corporation is a full-service mortgage company, devoted to servicing Credit Unions & their members for over 40 years. Our full array of products allows each credit union to operate as a large-scale bank. Having these products at their disposal gives their members the products & rates that best fit their individual need
  • Fort Bragg Federal Credit Union
  • 4172 Hefner Drive, Fort Bragg, NC, 28310
  • Fort Bragg Federal Credit Union is a not-for-profit financial cooperative owned exclusively by its members & regulated by the National Credit Union Administration. Chartered on April 18, 1960, we exist primarily to promote thrift amongst our members. Fort Bragg Federal Credit Union is a local credit union that has served the greater Fort Bragg
  • Cambridge Savings Bank
  • 1374 Massachusetts Ave, Cambridge, MA, 02138
  • Cambridge Savings Bank is a full-service banking institution with over $5 billion in assets. As a mutual bank, CSB is committed to improving the quality of life of our employees, customers & the communities we serve. One of the oldest & largest community banks in MA, CSB offers a full line of individual & business banking services.
  • South Shore Bank
  • 1530 Main Street, South Weymouth, MA, 02190
  • South Shore Bank is a full-service mutual bank with approximately $2 billion in assets. As a locally managed mutual bank, we believe the most valuable & enduring success is success that is shared. Together, we work to help our people, clients and communities thrive. With an extensive set of financial products, the Bank serves as a trusted advisor.
  • Nextgen Mortgage, Inc
  • 20 Trafalgar Square, Suite 626, Nashua, NH, 03063
  • Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.