FHA VS Conventional loan in Bel-Air, Harford County, Maryland

In 2026, the conventional loan limit for Bel-Air, county of Harford, MD, is $647,200. For FHA, the limit is $583,050 for a single-family residence.

Try the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. This tool aids in determining income, credit, reserves, and documents needed for qualification. With it, you can view Conforming Conventional loans, USDA, FHA, and VA together to select the best option in MD for your finances.

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2026 Loan Limits and Down Payment in Bel-Air, Harford, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

Comparison table applicable to zip codes: 21014

Loan Options in Bel-Air, MD

The Lendersa® aim is to provide the best loan options—Conventional, USDA, FHA—quickly and easily. Choose from three paths to connect with matching lenders and programs.

Lendersa USDA loan request and results


  • Cascade Residential Mortgage, LLC
  • 150 NE 3rd Ave, Suite A, Hillsboro, OR, 97124
  • Cascade Residential Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Minuteman Mortgage
  • 5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124
  • Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.

  • Mint Valley Federal Credit Union
  • 3325 Washington Way, Longview, WA, 98632
  • Mint Valley Federal Credit Union will be a financial cooperative committed to providing quality financial services to its members. We will operate primarily within the region, but will service members beyond this area through their places of work, by phone, or by mail as required.

  • Red Canoe Credit Union
  • 1418 15th Ave, Longview, WA, 98632
  • We're passionate about helping our members achieve their financial dreams. We're dedicated to hiring passionate, knowledgeable, and dependable individuals who are service-oriented and attentive to detail. If you're looking for a rewarding career in the financial industry and enjoy providing excellent customer service.

  • Life Mortgage
  • 842 Washington Way, Suite 110, Longview, WA, 98632
  • Mann Mortgage has been helping home buyers turn their dream of homeownership into reality for 30 years. We offer a variety of home loan solutions, including FHA, VA, Conventional, FHA 203k (Rehab) financing, USDA, low FICO loan options, investor loans, first time home buyer loans and more. Please select a loan type from the options below to learn

  • Fibre Federal Credit Union
  • 822 Commerce Avenue, Longview, WA, 98632
  • Fibre Federal Credit Union was founded in 1937. Sixty-three employees of Longview Fibre Company deposited a combined $315 for the purpose of making affordable loans available to credit union members. Over the decades, we have grown to become one of the Lower Columbia region’s largest credit unions.

  • Members Tech Mortgage Inc
  • 5833 Horseshoe Bar Rd, Loomis, CA, 95650
  • Every day we emphasize our customers always come first, it starts with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • AltLender Mortgage
  • 1564 Seabridge Lane, Oxnard, CA, 93035
  • "AltLender Mortgage specialty is Alt-Doc/Non-QM lending solutions in multiple states with a pledge of providing the lowest interest rates offered by any competitor with similar guidelines.
    Our programs are ideal for:
    • Self-Employed borrowers who have too many write-offs on their tax returns"

  • CASHCO Financial Services, Inc
  • 922 SE Oak St, Hillsboro, OR, 97123
  • CashCo opened with money borrowed from credit cards and family in a double wide trailer with no running water on January 2, 1989. We thought we had a really cool idea for our business but found out getting it off the ground was not as easy as we imagined. We made some costly, near-fatal mistakes as we figured things out.

  • Baseline Mortgage LLC
  • 1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123
  • Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.

  • BestRate Capital Funding Corp.
  • 6085 Douglas Blvd, Granite Bay, CA, 95746
  • At BestRate Capital Funding Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • BATES Lending Group
  • 6085 Douglas Blvd, Suite 300, Granite Bay, CA, 95746
  • The quality of work we put into each clients home loan dictates our success as a business. The only way we are successful is to create such a ""wow"" experience for our clients that they tell their family and friends.

    We are committed to seeing our clients through the entire process of the mortgage application