FHA VS Conventional loan programs in Bel-Air, Harford County, Maryland
In 2026, the conventional loan limit for Bel-Air, county of Harford, MD, is $647,200. For FHA, the limit is $583,050 for a single-family residence.
Try the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. This tool aids in determining income, credit, reserves, and documents needed for qualification. With it, you can view Conforming Conventional loans, USDA, FHA, and VA together to select the best option in MD for your finances.
2026 Loan Limits and Down Payment in Bel-Air, Harford, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$430,500
0%
FHA
$583,050
3.5%
Comparison table applicable to zip codes: 21014
Loan Options in Bel-Air, MD
The Lendersa® aim is to provide the best loan options—Conventional, USDA, FHA—quickly and easily. Choose from three paths to connect with matching lenders and programs.
725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
Lends in Maryland
Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience
MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.
Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.
Freeland Financial has built a strong reputation as an outstanding mortgage brokerage firm. We serve the lending needs of builders, real estate professionals, and individual homebuyers throughout the state of Maryland, Virginia, and Florida.Our customers keep coming back because we have low rates and the best service in MD, VA and FL..
Jarrettsville Federal Savings and Loan Association
3706 Norrisville Road, Jarrettsville, MD, 21084
Lends in Maryland
Jarrettsville Federal Savings and Loan ranked in the top 17 percent of banks nationwide for outstanding community involvement, as determined by the Office of the Comptroller of the Currency. The designation is part of the Community Reinvestment Act of 1977 (CRA). Rankings are based on the assessment of loans for building within the community.
1200 Technology Drive, Suite A, Aberdeen, MD, 21001
Lends in Maryland
Credence Funding Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
"APGFCU’s roots go back to 1938 when a group of local pioneers decided to address the savings and borrowing needs of the military families at the Aberdeen Proving Grounds. Now, with the ability to help all those who live, work, worship, volunteer or go to school in Harford and Cecil counties, as well as parts of Middle River, Maryland"
Blevins Home Mortgage. We are a full service mortgage company based in Darlington, Maryland. We service all of Maryland and specialize in FHA Loans, VA Loans, USDA Loans, Conventional Loans and Renovations Loans. Whether you are buying a home or refinancing, Blevins Home Mortgage has got you covered.
