In 2026, the conventional loan limit for Bel-Air, county of Harford, MD, is $647,200. For FHA, the limit is $583,050 for a single-family residence.
Try the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. This tool aids in determining income, credit, reserves, and documents needed for qualification. With it, you can view Conforming Conventional loans, USDA, FHA, and VA together to select the best option in MD for your finances.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $430,500 | 0% |
| FHA | $583,050 | 3.5% |
Comparison table applicable to zip codes: 21014
The Lendersa® aim is to provide the best loan options—Conventional, USDA, FHA—quickly and easily. Choose from three paths to connect with matching lenders and programs.
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