FHA VS Conventional loan in Kingsville, Baltimore County, Maryland
In the year 2025, for borrowers in the city of Kingsville within Baltimore County, MD, the limit on Conventional loans is set at $726,200. Comparatively, the FHA loan limit for a single-family home in the same area stands at $632,500.
Make use of the Lendersa® Conventional loan calculator to effectively contrast the best rates available today between Conventional, FHA, and USDA loans. Our top-tier mortgage calculator allows you to assess necessary financial criteria, such as income, credit scores, reserves, and required documents. Given a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, this tool aids in determining the most suitable lending program for your unique financial profile in MD.
Understanding the 2025 Loan Limits and Down Payment Guidelines in Kingsville, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
The information in this table applies to the following zip codes: 21156, 21087
Exploring Conventional and FHA Loan Options in Kingsville, MD
Lendersa® is dedicated to securing the ideal Conventional, USDA, or FHA loan swiftly and conveniently. Begin by selecting one of three initial pathways, each designed to connect you with matching lenders and suitable loan packages.
Engage with our resources to simplify your access to essential financial instruments, guiding you toward decisions that match your aspirations and financial objectives. The options provided aim to not only empower you with choices but also streamline the journey to achieving home ownership or improving current financial conditions. All resources are curated to support informed decision-making and foster financial growth, ensuring that your path to home financing is both insightful and advantageous.
Midcoast Federal Credit Union is a not-for-profit financial cooperative, owned by our Members who are residents, relatives, or people employed by numerous businesses throughout the Midcoast Region of Maine. Midcoast Federal Credit Union serves the communities of Sagadahoc, Lincoln and Knox counties along with residents and businesses.
At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding
The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Lightning Home Loans is determined to achieve excellence in the mortgage origination industry and we have built a team to best service your needs. From start to finish our team goes above and beyond making sure that you understand every part of the process. We understand that the most critical decision for you as a borrower is to choose a team.
Star Mortgage can be counted on to present all the programs with an emphasis on the lowest fixed rate and the lowest cost mortgages. Our Company is dedicated to the Mortgage Process, whether you are a First Time Homebuyer or a family looking to refinance. We offer mortgages of all types. We can help get you the home of your dreams!
We are a full-service mortgage company based in Fenton, Michigan. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.
Just 4 You Home Loans L.L.C. is located in Georgetown, KY, United States and is part of the Activities Related to Credit Intermediation Industry. Just 4 You Home Loans L.L.C. has 4 total employees across all of its locations and generates $357, 777 in sales (USD). (Employees and Sales figures are modelled).
KUE Federal Credit Union has been open since 1976. It's the 25th largest credit union in Kentucky with assets totaling $55.24 Million and providing banking services to more than 3,000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
