FHA VS Conventional loan programs in Fort-Meade, Anne Arundel County, Maryland

In the year 2026, the ceiling for conventional loans in Fort-Meade, located in Anne Arundel county, MD, is set at $647,200. Meanwhile, the FHA limit for a single-family residence stands at $583,050.

Utilize the Lendersa® Conventional loan calculator to contrast current Conventional, FHA, and USDA rates. This tool helps you figure out necessary income, credit, reserves, and documents to qualify. With our advanced calculator, compare Conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose the best program in MD for your financial needs.

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2026 loan restrictions and down payment needs in Fort-Meade, Anne Arundel county, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

Applicable to these zip codes: 20755

Options for Conventional and FHA loans in Fort-Meade, MD

The objective of Lendersa® is to quickly provide you with the best Conventional, USDA, or FHA loans without complications. Start by selecting one of these three routes to find matching lenders and programs.

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Fort-Meade Lenders

  • Concord Mortgage
  • 8441 Winding Trail, Laurel, MD, 20724
  • Lends in Maryland
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • WSSC Federal Credit Union
  • 14501 Sweitzer Lane, Laurel, MD, 20707
  • Lends in Maryland
  • WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.

  • Tower Federal Credit Union
  • 7901 Sandy Spring Road, Laurel, MD, 20707
  • Lends in Maryland
  • Tower Federal Credit Union was ranked #1 on Forbes Magazine’s Best-in-State Credit Unions for 2021, and was one of only five Maryland credit unions to make the Forbes Best-in-State list in 2020.

    Tower Federal Credit Union was formed in 1953 when its seven original members pooled together their money

  • Diamond Financial Mortgage
  • 8645 Cherry Lane, Laurel, MD, 20707
  • Lends in Maryland
  • Diamond Financial Mortgage Corporation has helped many families buy a home with the loan that is right for them. We pride ourselves on our technical expertise and are committed to exceeding our clients' expectations. We work together with our clients to understand their needs, wants, and expectations and offer a flexible approach

  • Navigator Mortgage Brokers
  • 16701 Melford Blvd, Suite 459, Bowie, MD, 20715
  • Lends in Maryland
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • APL Federal Credit Union
  • 11050 Johns Hopkins Road, Laurel, MD, 20723
  • Lends in Maryland
  • Our members entrust us with the enormous responsibility of helping them reach their financial goals. Everyone at APL FCU works tirelessly to be worthy of that trust, and to create the best member experience possible. If you live, work, regularly conduct business in or attend school in Howard County, Maryland.

  • Market USA Federal Credit Union
  • 8871 Gorman Road, Suite 100, Laurel, MD, 20723
  • Lends in Maryland
  • Market USA, a full-service financial institution, was originally chartered in 1953 to serve Giant Food employees in the Mid-Atlantic region. Throughout the years our membership has grown to include additional grocery store chains such as Giant of Carlisle, Stop and Shop, and BI-LO, as well as over 80 select employer groups.

  • Vantage Loans Finance Corp
  • 10610 Rhode Island Avenue, Beltsville, MD, 20705
  • Lends in Maryland
  • Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.

  • Americasa Home Loans
  • 2191 Defense Hwy, Suite 304, Crofton, MD, 21114
  • Lends in Maryland
  • Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.