FHA VS Conventional loan in Maryland-City, Anne Arundel County, Maryland

For 2026, the conventional loan cap in Maryland-City, located within the county of Anne Arundel, MD, stands at $647,200, while the FHA loan limit for a single-family home is $583,050.

The Lendersa® Conventional loan calculator allows you to contrast today's best rates for Conventional, FHA, and USDA loans. Assess the requirements for income, credit, reserves, and documentation. Our sophisticated mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA options, enabling a thorough comparison to identify the optimal program for your financial needs in MD.

Review loan offers from a pool of 100 lenders

Understanding 2026 loan limits and down payment needs in Maryland-City, county of Anne Arundel, MD

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

This comparison table is relevant to the zip codes: 20724

Exploring Conventional and FHA loan offerings in Maryland-City, MD

The mission at Lendersa® is to secure for you the finest Conventional, USDA, or FHA loan product in a swift and straightforward manner. Choose from three beginning pathways that effectively match you with compatible lenders and loan packages.

Lendersa's USDA loan request and results


Maryland-City Lenders

  • Concord Mortgage
  • 8441 Winding Trail, Laurel, MD, 20724
  • Lends in Maryland
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • WSSC Federal Credit Union
  • 14501 Sweitzer Lane, Laurel, MD, 20707
  • Lends in Maryland
  • WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.

  • Tower Federal Credit Union
  • 7901 Sandy Spring Road, Laurel, MD, 20707
  • Lends in Maryland
  • Tower Federal Credit Union was ranked #1 on Forbes Magazine’s Best-in-State Credit Unions for 2021, and was one of only five Maryland credit unions to make the Forbes Best-in-State list in 2020.

    Tower Federal Credit Union was formed in 1953 when its seven original members pooled together their money

  • Diamond Financial Mortgage
  • 8645 Cherry Lane, Laurel, MD, 20707
  • Lends in Maryland
  • Diamond Financial Mortgage Corporation has helped many families buy a home with the loan that is right for them. We pride ourselves on our technical expertise and are committed to exceeding our clients' expectations. We work together with our clients to understand their needs, wants, and expectations and offer a flexible approach

  • APL Federal Credit Union
  • 11050 Johns Hopkins Road, Laurel, MD, 20723
  • Lends in Maryland
  • Our members entrust us with the enormous responsibility of helping them reach their financial goals. Everyone at APL FCU works tirelessly to be worthy of that trust, and to create the best member experience possible. If you live, work, regularly conduct business in or attend school in Howard County, Maryland.

  • Market USA Federal Credit Union
  • 8871 Gorman Road, Suite 100, Laurel, MD, 20723
  • Lends in Maryland
  • Market USA, a full-service financial institution, was originally chartered in 1953 to serve Giant Food employees in the Mid-Atlantic region. Throughout the years our membership has grown to include additional grocery store chains such as Giant of Carlisle, Stop and Shop, and BI-LO, as well as over 80 select employer groups.

  • Vantage Loans Finance Corp
  • 10610 Rhode Island Avenue, Beltsville, MD, 20705
  • Lends in Maryland
  • Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.

  • Lower.com
  • 8621 Robert Fulton Drive, Suite 150, Columbia, MD, 21046
  • Lends in Maryland
  • We believe owning a home is one of the greatest wealth builders out there.
    So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.

  • Hard Money Bankers
  • 10015 Old Columbia Rd, Suite H-125, Columbia, MD, 21046
  • Lends in Maryland
  • HARD MONEY BANKERS is a full service and self-funded private/hard money lending company providing fast and flexible financing for residential and commercial investment real estate deals. We are currently lending in Maryland, Washington DC, Virginia, Pennsylvania, Delaware and New Jersey.