Explore the differences! FHA VS Conventional loan programs in Maryland-City, Anne Arundel County, Maryland

In 2025, Convetional loan limit in Maryland-City, county of Anne Arundel, MD is $647,200 while FHA limit is $583,050 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MD is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Maryland-City, county of Anne Arundel, MD

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

The comparison table applies to zip codes: 20724

Conventional and FHA loan options in Maryland-City, MD

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Frost Mortgage Lending Group
  • 2610 N Prince St, Clovis, NM, 88101
  • Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
  • The Mortgage SuperStore
  • 420 Commerce Way, Clovis, NM, 88101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • 5Star Bank
  • 455 W Paine St, Building 1485, Colorado Springs, CO, 80914
  • 5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans. With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines
  • HNB Mortgage
  • 2101 West Wadley, Suite 36, Midland, TX, 79705
  • Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.
  • Fort Collins Mortgage LLC
  • 8340 Louden Circle, Fort Collins, CO, 80528
  • Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.
  • Approved By Charles
  • 98 Inverness Dr. East, Suite 140, Englewood, CO, 80112
  • In the purest form Charles Davis lend money for the purchase, or refinancing, of residential properties. Charles will guide you through the complex process of lending. Being there every step of the way to insure that you, and your family, make the best, most well informed decisions for your financial future.
  • Metrum Community Credit Union
  • 6980 S Holly Circle, Centennial, CO, 80112
  • At Metrum, a Centennial CO Credit Union, we care for our members’ financial needs with sound advice, value-priced products and services, while investing in the communities we serve. We are a member-owned cooperative that provides financial services for our members. Member education and credit union philosophy are the foundation of our organization.
  • SIGMA REAL ESTATE CORPORATION
  • 9000 East Nichols Avenue, Suite 225, Englewood, CO, 80112
  • Since 2004 Sigma Real Estate Corporation has offered residential real estate services in the metro Denver area including Greenwood Village, Centennial, Littleton, Englewood, Highlands Ranch, Lone Tree, Parker, Castle Rock and in other surrounding cities and towns. Since 1998 Sigma Mortgage Corporation has been a leader in Colorado lending.
  • Go West Lending Ltd.
  • 8310 S Valley Highway, Suite 300, Englewood, CO, 80112
  • Go West Lending Ltd. is dedicated to financial dignity and inclusion. We equip borrowers and realtors with the financial tools and education to secure a better future—coaching them through their mortgage needs and aspirations, and facilitating their journey to financial independence. This position will provide strategic and operational.
  • Home Loans Today
  • 8310 S. Valley Highway, Suite 300, Englewood, CO, 80112
  • Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Whether you are 1st time home buyer, purchasing your dream home, refinancing an existing loan, or consolidating debt, our highly experienced team of mortgage consultants can help make your dreams.
  • Carizmic Home Loans - Westminster
  • 12200 E Briarwood Ave, Suite 170, Centennial, CO, 80112
  • Our name, Carizmic (Ka-RIZ-Mik), was created with one very specific thing in mind: family. Our founder, Carlos Ruiz, values the importance of family and wanted it to be woven into his company. With that in mind, he was able to come up what became our company name; "Car" for Carlos, "iz" for his daughter Izzy, and "mic" for his wife Michele.
  • Apartment and Commercial Loans, Inc.
  • 9800 Mount Pyramid Court, Suite 400, Englewood, CO, 80112
  • ACL as in the name is a multifamily lender, commercial lender, private placement consultant, construction lender and small balance lender. The company was founded in 1997 and has changed with the times and market over the past 23 years. We evaluate and find solutions for your real estate transactions, not just the easy deals.