FHA VS Conventional loan in Savage, Howard County, Maryland
In 2026, the conventional loan limit set for Savage, in the county of Howard, MD, is $726,200. Meanwhile, the FHA limit for a single-family home is $632,500.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Assess the required income, credit scores, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in MD that fits your particular financial situation.
2026 Loan Limits and Downpayment Requirements in Savage, County of Howard, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
This table is relevant to the following zip codes: 20763
Options for Conventional and FHA Loans in Savage, MD
At Lendersa®, we strive to provide you with the best available Conventional, USDA, or FHA loans swiftly and without hassle. Choose from three starting points to get matched with suitable lenders and loan programs.
Our members entrust us with the enormous responsibility of helping them reach their financial goals. Everyone at APL FCU works tirelessly to be worthy of that trust, and to create the best member experience possible. If you live, work, regularly conduct business in or attend school in Howard County, Maryland.
Market USA, a full-service financial institution, was originally chartered in 1953 to serve Giant Food employees in the Mid-Atlantic region. Throughout the years our membership has grown to include additional grocery store chains such as Giant of Carlisle, Stop and Shop, and BI-LO, as well as over 80 select employer groups.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
8621 Robert Fulton Drive, Suite 150, Columbia, MD, 21046
Lends in Maryland
We believe owning a home is one of the greatest wealth builders out there. So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.
10015 Old Columbia Rd, Suite H-125, Columbia, MD, 21046
Lends in Maryland
HARD MONEY BANKERS is a full service and self-funded private/hard money lending company providing fast and flexible financing for residential and commercial investment real estate deals. We are currently lending in Maryland, Washington DC, Virginia, Pennsylvania, Delaware and New Jersey.
WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.
Tower Federal Credit Union was ranked #1 on Forbes Magazine’s Best-in-State Credit Unions for 2021, and was one of only five Maryland credit unions to make the Forbes Best-in-State list in 2020.
Tower Federal Credit Union was formed in 1953 when its seven original members pooled together their money
Diamond Financial Mortgage Corporation has helped many families buy a home with the loan that is right for them. We pride ourselves on our technical expertise and are committed to exceeding our clients' expectations. We work together with our clients to understand their needs, wants, and expectations and offer a flexible approach
Nick Hoffner is the founder of Leading Home Mortgage LLC, a licensed mortgage company providing residential mortgages to customers purchasing or refinancing a home in Maryland. Nick has been in the mortgage business since 2006 and has helped more than a thousand people purchase or refinance their homes over the past 14 years.
