FHA VS Conventional loan programs in 2026 for Fort-Washington, Prince George's County, Maryland

In 2026, the conventional loan limit for Fort-Washington, in Prince George's County, MD, is $970,800, whereas the FHA limit for a single-family home is $970,800.

Explore the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed to qualify. You can see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans using our advanced mortgage calculator, helping you determine which program in MD is optimal for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Fort-Washington, Prince George's, MD

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table pertains to zip codes: 20744

Conventional and FHA Loan Options in Fort-Washington, MD

The goal of Lendersa® is to facilitate obtaining the best possible Conventional, USDA, or FHA loan, quickly and without any hassle. Choose one of three starting points to find the right lenders and loan programs.

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Fort-Washington Lenders

  • Your Mortgage Genie LLC
  • 13205 Sunfield Terrace, Fort Washington, MD, 20744
  • Lends in Maryland
  • We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal

  • Potomac Trust Mortgage Company LLC
  • 10009 Indian Queen Point Road, Fort Washington, MD, 20744
  • Lends in Maryland
  • Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.

  • U. S. Postal Service Federal Credit Union
  • 7905 Malcolm Road, Suite 311, Clinton, MD, 20735
  • Lends in Maryland
  • U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.