FHA VS Conventional loan programs in Oxon-Hill, Prince George's County, Maryland

In 2025, the limit for a Conventional loan within Oxon-Hill located in the county of Prince George's, MD is designated as $970,800. For FHA loans, the maximum is $970,800 for a single-family home. These limits are important for potential homeowners to assess their borrowing options effectively.

The Lendersa® Conventional loan calculator is a valuable resource for comparing current rates across Conventional, FHA, and USDA loans. It helps borrowers determine the required income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage tool allows users to juxtapose Conforming Conventional, USDA, FHA, and VA loans, facilitating informed decisions about the optimal program in MD that fits individualized financial requirements.

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Insights on 2025 loan limits and down payment requirements in Oxon-Hill, Prince George's, MD

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table's comparisons pertain to the zip codes: 20744, 20745, 20750

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The mission of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you with minimal hassle. Choose one from three starting strategies to match you with suitable lenders and loan programs tailored to your financial situation.

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  • Mississippi Land Bank
  • 5509 Hwy 51, North Senatobia, MS, 38668
  • For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.
  • Sycamore Bank
  • 301 East Main, Senatobia, MS, 38668
  • It all started in 1900, when a group of 35 local businessmen and farmers established Senatobia Bank as a home owned, community bank dedicated to providing banking services in a friendly and effective manner. We have stayed a community bank throughout all these years; even today, most of the shareholders of our holding company.
  • Bay Credit Union
  • 601 N Highway 231, Panama City, FL, 32405
  • Bay Credit Union was established in August of 1952 as International Paper Employees Federal Credit Union. In 1976 the name was changed to Bay County Industrial Credit Union to more adequately reflect the expanded membership. Again in 1987 the name was changed to Bay Credit Union when our field of membership was opened to virtually.
  • First National Bank Northwest Florida
  • 101 East 23rd Street, Panama City, FL, 32405
  • First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.
  • Oasis Mortgage
  • 3707 W. 23rd Street Suite A., Panama City, FL, 32405
  • Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.
  • Jonesburg State Bank
  • 110 First Street, Jonesburg, MO, 63351
  • Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.
  • Royal Bank
  • 202 Main Street, Elroy, WI, 53929
  • Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.
  • Walton Funding
  • 12805 US Highway 98 E, Suite E201, Inlet Beach, FL, 32461
  • Walton Funding was formed with the intent of bringing our borrowers the most favorable lending terms available in the market. We specialize in finding solutions that don't meet standard agency criteria. Our qualified borrowers have transparent access to wholesale rates, giving them some of the best rates available in the industry.