Explore the differences! FHA VS Conventional loan programs in Oxon-Hill, Prince George's County, Maryland

In 2026, the limit for a Conventional loan within Oxon-Hill located in the county of Prince George's, MD is designated as $970,800. For FHA loans, the maximum is $970,800 for a single-family home. These limits are important for potential homeowners to assess their borrowing options effectively.

The Lendersa® Conventional loan calculator is a valuable resource for comparing current rates across Conventional, FHA, and USDA loans. It helps borrowers determine the required income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage tool allows users to juxtapose Conforming Conventional, USDA, FHA, and VA loans, facilitating informed decisions about the optimal program in MD that fits individualized financial requirements.

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Insights on 2026 loan limits and down payment requirements in Oxon-Hill, Prince George's, MD

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table's comparisons pertain to the zip codes: 20744

Explore Conventional and FHA loan offerings in Oxon-Hill, MD

The mission of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you with minimal hassle. Choose one from three starting strategies to match you with suitable lenders and loan programs tailored to your financial situation.

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Oxon-Hill Lenders

  • Your Mortgage Genie LLC
  • 13205 Sunfield Terrace, Fort Washington, MD, 20744
  • Lends in Maryland
  • We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal

  • Potomac Trust Mortgage Company LLC
  • 10009 Indian Queen Point Road, Fort Washington, MD, 20744
  • Lends in Maryland
  • Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.

  • U. S. Postal Service Federal Credit Union
  • 7905 Malcolm Road, Suite 311, Clinton, MD, 20735
  • Lends in Maryland
  • U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.