FHA VS Conventional loan programs in Germantown, Montgomery County, Maryland
In 2025, the Conventional loan cap for Germantown, within Montgomery county in MD, is $1,089,300. Meanwhile, for a single-family residence, the FHA cap is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to assess and compare the most favorable rates today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to examine Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to choose the most suitable program in MD according to your specific financial needs.
2025 Loan Limits with Downpayment Requirements in Germantown, Montgomery County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparative table applies to the following zip codes: 20876, 20874, 20875
Explore Conventional and FHA Loan Options in Germantown, MD
Lendersa® is focused on quickly securing the best possible Conventional, USDA, or FHA loan without unnecessary complications. You can start with one of three options that lead to lenders matching your needs and loan programs.
18555 E Smoky Hill Road, Suite 1481, Aurora, CO, 80015
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Home Loan Assist Colorado Tracy Pettway is the owner of mortgage company helped many purchase primary residences, investment properties, lower monthly mortgage payments, consolidate debt and focus on becoming debt free ultimate goal is to help my clients fulfill their home ownership dreams and to put them in the best financial position possible.
True Mortgage. We are a full-service mortgage broker located in Denver, Colorado, but serving all of Colorado and its amazing residents. We are experts in all types of mortgage programs and have extremely competitive rates. Contact True Mortgage today to discuss your mortgage options and find out which loan program best suits your needs.
Founded in 1999, the key to our success has been a combination of consistently offering the lowest possible rates and costs while providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
We want to get to know you so that we can offer you the ideal financing solution.
Colorado Mortgage Guy provides new home mortgages, refinancing, FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home loans for Denver and Colorado. Call 303.818.0699 for FREE Mortgage Consultation Mortgage Check-Up. FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home.
Front Range Lending LLC treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
10940 South Parker Road, Suite 223, Parker, CO, 80134
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Samurai Capital is a Mortgage Brokerage passionate about solving the common pain points for our clients. We serve Real Estate Agents and Direct borrowers and also Stan Miller is the president of the mortgage company With over 25 years of service at Intel, Stan has focused over the last several years on applying his experience to help transform.
We are a mortgage brokerage with a focus on education about real estate investing. We believe in educating our clients first – not selling. This empowers our clients to make informed choices.We take a consumer-direct approach strategy, reaching consumers where they seek education about home mortgage and first-time home buyer programs.