FHA VS Conventional loan in Germantown, Montgomery County, Maryland
In 2025, the Conventional loan cap for Germantown, within Montgomery county in MD, is $1,089,300. Meanwhile, for a single-family residence, the FHA cap is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to assess and compare the most favorable rates today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to examine Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to choose the most suitable program in MD according to your specific financial needs.
2025 Loan Limits with Downpayment Requirements in Germantown, Montgomery County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparative table applies to the following zip codes: 20876, 20874, 20875
Explore Conventional and FHA Loan Options in Germantown, MD
Lendersa® is focused on quickly securing the best possible Conventional, USDA, or FHA loan without unnecessary complications. You can start with one of three options that lead to lenders matching your needs and loan programs.
6900 Tavistock Lakes Blvd, Suite 400, Orlando, FL, 32827
At EVOLUTION MORTGAGE LOANS LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
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Call it what you want, hard money, private or asset-based real estate loans. NSS Lending can help seasoned and inexperienced US and foreign real estate investors obtain financing for the purchase or refinance of non-owner occupied turnkey rental property and owner and non-owner commercial property.
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For most Americans purchasing or refinancing a home is the largest investment they will ever make. And it should be treated as such. As a licensed mortgage loan originator & Realtor Broke
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