FHA VS Conventional loan programs in Golden-Beach, St. Mary's County, Maryland

In 2025, the limit for Conventional loans in Golden-Beach, located within St. Mary's County, MD, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680, clearly establishing borrowing thresholds for prospective homebuyers.

Use the Lendersa® Conventional loan calculator to compare today's leading rates among Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and necessary documents needed to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best program in MD for your financial circumstances.

Explore and compare loan offers from 100 lenders

Understanding 2025 Loan Limits and Down Payment Requirements in Golden-Beach, St. Mary's County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 20659

Conventional and FHA Loan Options in Golden-Beach, MD

Lendersa® aims to efficiently secure the best possible Conventional, USDA, or FHA loan for you without hassle. Select one of three initial paths that lead to matched lenders and suitable loan programs.

Results from Lendersa USDA loan requests and matching


  • 5th Bridge Funding LLC
  • 8840 S Maryland Pkwy, Suite 110b, Las Vegas, NV, 89123
  • "5th Bridge Funding, LLC was founded by Mr. Stephen Sinko based in Las Vegas, Nevada. Stephen has over 23 years of combined professional experience in marketing & sales, specializing in the Financial Industry, Title, Escrow, Real Estate, Traditional Lending and Private/Hard Money."
  • Mortgage Ride LLC
  • 800 North Rainbow Blvd, Suite 206, Las Vegas, NV, 89107
  • Mortgage Ride started in 2019 to provide decades of experience and wealth knowledge to share within this industry even more than that; we wanted to create a place where homebuyers could feel comfortable with a local lender, get expert advice and feel like they were treated like family. Our approach to creating a fun environment.
  • Nevada Home Loans
  • 500 N Rainbow Blvd, Suite 300, Las Vegas, NV, 89107
  • At Nevada Home Loans we believe in hiring amazing people and providing them with the benefits and opportunities they need to develop in both their personal, and professional life. We help our loan officers grow in their current roles and dream about what’s next.We take pride in the fact that our loan officers are changing the lives of the people
  • Weststar Credit Union
  • 2775 S Rainbow Blvd, Las Vegas, NV, 89146
  • WestStar offers our members the benefits of belonging to a progressive financial cooperative of people helping people. We help people like you and your neighbors buy cars, own homes, raise families, pay for college and retire comfortably. We’ve been doing so since 1975, and today we’re helping more people than ever.
  • New Heights Lending LLC
  • 6655 West Sahara Avenue, Suite A108, Las Vegas, NV, 89146
  • New Heights Lending LLC is a Nevada owned and operated mortgage broker. With over 30 years of experience in the mortgage lending industry, New Heights Lending has the expertise needed to guide our borrowers with their residential financing needs. The company is currently licensed in California, Idaho, Nevada, New Mexico, Ohio, and Texas.
  • United Way Mortgage LLC
  • 2980 South Rainbow Boulevard, Suite 200L, Las Vegas, NV, 89146
  • United Way Mortgage, we are dedicated to you and all your different mortgage needs.We have the experienced loan officers a a team, we've won several awards as diamond broker to a lot of lenders. But, our most important win is making you a happy, life-long customer and Our mortgage firm is here to help you and your business
  • Mortgage Solutions LLC
  • 6625 West Sahara Avenue, Suite 8, Las Vegas, NV, 89146
  • Mortgage Solutions, LLC is dedicated to provide mortgage services to borrowers in Nevada and California. The company was founded in 2004 and has helped thousands of clients with all of their mortgage lending needs. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution.
  • Stream Line Mortgage Corp
  • 5115 S Decatur Blvd, Suite 200, Las Vegas, NV, 89118
  • We offer several mortgage-related products to help finance your first home, even lower your monthly payment on your current mortgage, and more. We offer mortgage products such as FHA, Conventional, VA, Non-prime, & even private funding to best suit our client’s needs. Currently operating in our home town Las Vegas, NV. We are currently licensed in