FHA VS Conventional loan in Leonardtown, St. Mary's County, Maryland
During the year 2026, the Conventional loan cap in Leonardtown, situated in St. Mary's county, MD, is $647,200. Meanwhile, for a single-family house, the FHA limit is defined as $420,680.
Employ the Lendersa® Conventional loan calculator to contrast current Conventional, FHA, and USDA superior rates. Identify income levels, credit requirements, reserves, and necessary documentation to qualify effectively. Our sophisticated mortgage calculator also lets you scrutinize Conforming Conventional loans, USDA, FHA, and VA options, side by side, to determine which scheme in MD caters best to your specific financial condition.
2026 Loan limits along with down payment demands in Leonardtown, St. Mary's county, MD
Type of Loan
Maximum Loan Amount
Down Payment Requirement
Conventional Conforming
$647,200
Minimum 3%
USDA
$285,000
None
FHA
$420,680
3.5% Required
The table of comparisons applies to: 20650 zip codes
Exploring Conventional and FHA loan options available in Leonardtown, MD
The mission of Lendersa® is to expediently provide you the most advantageous Conventional, USDA, or FHA loan with minimal challenges. Start with any of three pathways designed for aligning with compatible lenders and appropriate loan solutions.
Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.
Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.
3261 Old Washington Road, Suite 1011, Waldorf, MD, 20602
Lends in Maryland
Colonial Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
4333 Charles Crossing Drive, White Plains, MD, 20695
Lends in Maryland
LBG (Led By God) Lending Servieces is a Christian and Veteran owned company. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.
The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.
13205 Sunfield Terrace, Fort Washington, MD, 20744
Lends in Maryland
We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal
