FHA VS Conventional loan in Leonardtown, St. Mary's County, Maryland
During the year 2025, the Conventional loan cap in Leonardtown, situated in St. Mary's county, MD, is $647,200. Meanwhile, for a single-family house, the FHA limit is defined as $420,680.
Employ the Lendersa® Conventional loan calculator to contrast current Conventional, FHA, and USDA superior rates. Identify income levels, credit requirements, reserves, and necessary documentation to qualify effectively. Our sophisticated mortgage calculator also lets you scrutinize Conforming Conventional loans, USDA, FHA, and VA options, side by side, to determine which scheme in MD caters best to your specific financial condition.
2025 Loan limits along with down payment demands in Leonardtown, St. Mary's county, MD
Type of Loan
Maximum Loan Amount
Down Payment Requirement
Conventional Conforming
$647,200
Minimum 3%
USDA
$285,000
None
FHA
$420,680
3.5% Required
The table of comparisons applies to: 20650, 20627 zip codes
Exploring Conventional and FHA loan options available in Leonardtown, MD
The mission of Lendersa® is to expediently provide you the most advantageous Conventional, USDA, or FHA loan with minimal challenges. Start with any of three pathways designed for aligning with compatible lenders and appropriate loan solutions.
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