FHA VS Conventional loan programs in 2026 for Havre-de-Grace, Harford County, Maryland
For 2026, in Havre-de-Grace, within Harford county, MD, the Conventional loan cap is $647,200, while the cap for FHA is $583,050 for a single-family dwelling.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans, while determining necessary income, credit, reserves, and paperwork. Our advanced mortgage calculator enables side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans to aid your decision on the best program in MD for your financial needs.
Loan limits for 2026 and down payment requirements in Havre-de-Grace, Harford county, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$430,500
0%
FHA
$583,050
3.5%
Applicable for zip codes: 21078
Options for Conventional and FHA loans in Havre-de-Grace, MD
The purpose of Lendersa® is to promptly provide you with the optimal Conventional, USDA, or FHA loan without any hassle. You can choose from three initial approaches for matching with suitable lenders and loan programs.
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