FHA VS Conventional loan programs in 2026 for Hillcrest-Heights, Prince George's County, Maryland

In 2026, the conventional loan limit in Hillcrest-Heights, located in Prince George's County, MD, is set at $970,800. Meanwhile, the FHA limit for a single-family home stands at $970,800.

With the Lendersa® Conventional loan calculator, you can compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options to help you choose the most suitable program in MD for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Hillcrest-Heights, Prince George's County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The above table is applicable for ZIP codes: 20748

Options for Conventional and FHA Loans in Hillcrest-Heights, MD

Lendersa® is committed to providing the optimal Conventional, USDA, or FHA loan swiftly and without hassle. Initiate the process by selecting one of three starting points that connect you with appropriate lenders and loan programs.

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Hillcrest-Heights Lenders

  • Andrews Federal Credit Union
  • 5711 Allentown Road, Suitland, MD, 20746
  • Lends in Maryland
  • Andrews Federal Credit Union was founded in 1948 to serve military and civilian personnel along their financial journeys. With over $2 Billion in assets, Andrews Federal has grown to serve more than 134, 000 members in the District of Columbia, Joint Base Andrews (MD), Springfield, Virginia (VA), Joint Base McGuire-Dix-Lakehurst (NJ).

  • Your Mortgage Genie LLC
  • 13205 Sunfield Terrace, Fort Washington, MD, 20744
  • Lends in Maryland
  • We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal

  • Potomac Trust Mortgage Company LLC
  • 10009 Indian Queen Point Road, Fort Washington, MD, 20744
  • Lends in Maryland
  • Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.

  • U. S. Postal Service Federal Credit Union
  • 7905 Malcolm Road, Suite 311, Clinton, MD, 20735
  • Lends in Maryland
  • U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.