FHA VS Conventional loan programs in National-Harbor, Prince George's County, Maryland

In 2025, the Conventional loan limit in National-Harbor, within Prince George's County, MD, is established at $970,800, whereas the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to assess and compare today's top rates between Conventional, FHA, and USDA loans. This tool helps establish the required income, credit standing, reserves, and necessary documents to qualify for a loan. With our advanced mortgage calculator, review Conforming Conventional loans, USDA, FHA, and VA options side-by-side to make an informed decision about which program in MD suits your specific financial needs best.

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Understanding 2025 Loan Limits and Down Payment Requirements in National-Harbor, Prince George's County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison applies to zip codes: 20745

Explore Conventional and FHA Loan Options in National-Harbor, MD

The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Begin by selecting one of three starting approaches that lead to matched lenders and loan offerings.

Experience Lendersa USDA loan requests and matching results


  • Michigan Elite Lending
  • 1817 E 4th St, Royal Oak, MI, 48067
  • Michigan Elite Lending with the vision of supplying clients with the best possible loan experience with the lowest rates on the market. Working with a mortgage broker allows borrowers to secure the lowest rate without doing all the legwork. We shop hundreds of wholesale lenders to find the best program for you.
  • Myrina Mortgage Group LLC
  • 1012 Cedarhill Drive, Royal Oak, MI, 48067
  • Myrina Mortgage Group is a female owned and operated broker firm. We are called Mortgage Warriors because we search out and capture the very best loan product for you and your mortgage goals. We only work with wholesale lenders to offer you the very best in pricing and service every day.
  • HomeSure Lending
  • 322 West Lincoln Avenue, Suite 300, Royal Oak, MI, 48067
  • HomeSure Lending was founded in 2014. As a company, nothing is more important to us that helping our clients Purchase with Confidence or Refinance with Ease. You will hear the term Simple Mortgage Guidance, and if we have not made the process simple, we have not done our job well enough. Here is what we promise
  • Clear2Mortgage Inc
  • 306 South Washington Avenue, Suite 224, Royal Oak, MI, 48067
  • Clear2 Mortgage founded by Chris Kas-Marogi, a long-time mortgage industry veteran driven by a genuine passion for his clients. Clear2 Mortgage serves both realtors and home buyers throughout CA, CO, MI, FL, and TX. Having founded his own mortgage company, he’s privileged to be able to offer mortgages that meet and exceed industry standards.
  • Omega Lending Group
  • 115 S Main St, Suite 300, Royal Oak, MI, 48067
  • Our company is built upon the integrity of each and every loan officer. We believe that being part of the Omega team needs to mean something more than just mortgages. It’s about helping people realize their home ownership dreams and doing so with pride. Omega Lending Group is a local mortgage company based in Royal Oak.
  • THE LOCAL Credit Union
  • 39139 Mound Road, Sterling Heights, MI, 48310
  • THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter. THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.
  • Clipper Commercial Capital
  • 20 Waterside Road, Marblehead, MA, 01945
  • Clipper Commercial Capital, LLC is an advisory firm based in greater Boston, providing capital solutions for small and mid-size business nationwide. We work closely with a network of national bank and non-bank financial institutions to offer competitive rates, market knowledge, and specialized lending solutions.
  • The National Grand Bank of Marblehead
  • 91 Pleasant Street, Marblehead, MA, 01945
  • Incorporated in April of 1831 as the Grand Bank, later renamed the National Grand Bank, we officially opened our doors on November 18, 1831. That day we recorded $1, 500 worth of deposits and started our commitment to providing the citizens and businesses of Marblehead with the best service and banking products available.
  • JBG Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.
  • Xperience Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.