FHA VS Conventional loan programs in 2025 for Linganore, Frederick County, Maryland

During 2025, the conventional loan cap for Linganore in Frederick County, MD is set at $1,089,300, while the FHA loan ceiling for a single-family home reaches $1,089,300.

Utilizing the Lendersa® Conventional loan calculator, you can compare the current rates for Conventional, FHA, and USDA loans and assess required income, credit scores, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you identify the most suitable program for your financial needs in MD.

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Loan Limits and Down Payment Requirements for 2025 in Linganore, Frederick County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table is applicable for zip codes: 21774, 21754

Explore Conventional and FHA Loan Opportunities in Linganore, MD

The mission of Lendersa® is to secure for you the optimum Conventional, USDA, or FHA loan efficiently and effortlessly. Start by choosing one of the three approaches tailored to yield the best lender and loan program matches.

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