Explore the differences! FHA VS Conventional loan programs in Urbana, Frederick County, Maryland

For 2025, the Conventional loan limit in Urbana, located in Frederick county, MD, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

Take advantage of Lendersa® Conventional loan calculator to assess today's optimal rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and required documentation to qualify. This advanced mortgage calculator facilitates side-by-side viewing of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the best option for your financial needs in MD.

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Loan limits and downpayment requirements for 2025 in Urbana, Frederick county, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table is applicable to the following zip codes: 21704, 21754

Discover Conventional and FHA loan options in Urbana, MD

The goal of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan quickly and without complications. Choose one of three pathways to find suitable lenders and matching loan programs.

Lendersa USDA loan request and matching results


  • Land Run Mortgage
  • 6312 Blue Sage Road, Edmond, OK, 73034
  • The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Spurr Mortgage Corporation
  • 233 East 10th Street Plaza, Suite 3, Edmond, OK, 73034
  • Spurr Mortgage is a locally and family owned mortgage company in Edmond, Ok helping homeowners since 1990 by Harold Spurr. Spurr Mortgage has stayed true to its mission to provide outstanding home mortgage services in Edmond and throughout Oklahoma. Spurr Mortgage has the distinct honor of being the only remaining mortgage broker in the state.
  • Manufactured Home.Loan
  • 101 E Hurd St F, Edmond, OK, 73034
  • "MHL and eLEND combine great rates and a wide range of Manufactured and Modular Home loan options, with over 20 years of industry expertise, and excellent customer service. We’re always just a call, message Being a customer-focused company means we take great pride in our customer service."
  • Lufkin Federal Credit Union
  • 204 Gobblers Knob Road, Lufkin, TX, 75904
  • Lufkin Federal Credit Union is a full service, not for profit financial institution formed in 1964. The original name of the credit union was LFM Federal Credit Union, formed to serve employees of Lufkin Foundry & Machine Company (later became Lufkin Industries, Inc.) and their family members.
  • The Wilson State Bank
  • 422 26th Street, Wilson, KS, 67490
  • Since its inception, Wilson State Bank’s primary mission has been to serve the banking needs of our communities and surrounding counties. This mission continues to be the primary driving force behind the Bank today. We pledge to our customers to always provide a hometown atmosphere with people you can talk to and decisions that are made locally.
  • Home Loans by Kimberly
  • 11603 Joyce Lane, Greenville, TX, 75402
  • Home Loans by Kimberly NMLS#1653818 is a fully licensed Residential Mortgage Loan Origination Broker located in Greenville, TX. Kimberly Dewberry has 20 years experience in the mortgage industry and is ready to help you find your dream home or refinance into a lower rate. Closings with Home Loans by Kimberly are "seamless from start to finish
  • FNB Community Bank
  • 2911 S Air Depot Blvd, Oklahoma City, OK, 73110
  • Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.
  • Adams County Bank
  • 401 North Smith Ave, Kenesaw, NE, 68956
  • Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934. To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996. In 2009, work began on the construction of a brand new building
  • The Security National Bank of Enid
  • 201 W Broadway Ave, Enid, OK, 73701
  • Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.
  • Kirkpatrick Bank
  • 15 East 15th Street, Edmond, OK, 73013
  • Kirkpatrick Bank is a business bank serving Oklahoma and Colorado with branches in Edmond, Oklahoma City, Colorado Springs, Denver, and Westcliffe. Kirkpatrick Bank also offers private banking, wealth services, home loans and an exclusively online product, Savings Square, which has attracted customers in all 50 states.
  • VALOR BANK
  • 1501 Renaissance Boulevard, Edmond, OK, 73013
  • Valor Bank is focused on serving the community through real estate and business lending, deposit offerings, and joyfully giving 10% of our profits to non-profits making a positive difference. Valor is faithfulness to our commitments, valuing people, and courage to follow God's will.