FHA VS Conventional loan programs in Manchester, Carroll County, Maryland

In 2025, the conventional loan limit for Manchester, in Carroll county, MD, is $726,200. Meanwhile, the FHA limit for a single-family home is $632,500.

Lendersa® offers a Conventional loan calculator to compare the best rates currently available for Conventional, FHA, and USDA loans, helping you determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator allows you to see Conforming Conventional loans alongside USDA, FHA, and VA options, enabling you to choose the best program in MD for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Manchester, Carroll County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This comparison applies to zip codes: 21102

Conventional and FHA Loan Options in Manchester, MD

The aim of Lendersa® is to quickly provide you with the ideal Conventional, USDA, or FHA loan, without hassle. Choose from one of three starting points to connect with matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Diamond Financial
  • 3400 Inland Empire Boulevard, Ontario, CA, 91764
  • Diamond Financial. We are a full service mortgage company based in Ontario, CA. We specialize in FHA Loans, Conv, VA, First Time Homebuyers in California. We service all of California. Whether you are buying a home or refinancing anywhere in California we can help your dreams of home ownership become a reality
  • Ainsworth Financial Mortgage Corporation
  • 3175-E Sedona Court, Ontario, CA, 91764
  • Ainsworth Financial Mortgage Corporation offers you various types of flexible loan programs with the best interest rates in the market. Our talented team of experts will not only assist you throughout the loan process but also provide different loan options for you to save money by choosing the best deals.
  • Smith and Loans
  • 1101 California Ave, Suite 100, Corona, CA, 92881
  • At Pacific Seal Mortgage, we specialize in matching borrowers with the right mortgages. Conventional and FHA mortgages are among the many loan programs we have available. As a Mortgage Broker, we work with an array of Direct Lenders and can shop around to give you the most competitive rate available.
  • Pacific Mortgage Group
  • 2045 Compton Avenue, Suite 202, Corona, CA, 92881
  • We are a committed team, here to help you find the right mortgage rate for your needs. We understand that every borrower is different, and we offer a variety of services to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by working with the latest financial tools.
  • Tradition Financial
  • 5256 S. Mission Rd, Suite 130, Bonsall, CA, 92003
  • At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
  • Joel Hernandez
  • 277 Rancheros Dr, Suite 160, San Marcos, CA, 92069
  • we’re able offer a wide variety of home loan programs to help borrowers finance their home loan needs. From the first-time buyer looking for a low-down payment loan, to the seasoned investor looking to finance a 4-unit multi family home, we can help you. Because of our partnership with over 40 lenders
  • LoanStar Financial Corp. - Ignacio Ventura
  • 277 Rancheros, Suite 160, San Marcos, CA, 92069
  • LoanStar Financial is a mortgage company based in North San Diego County, CA. specializing in residential (Refi & Purchase) mortgages as well as commercial and construction loans. Ignacio Ventura has many years of experience in the residential, commercial & construction lending arena.
  • James Stanko - Lineage Lending
  • 750 Woodward St, Suite 7, San Marcos, CA, 92069
  • Jim Stanko is a JUMBO and FHA Reverse Mortgage Specialist located in Southern California. He and his firm, Lineage Lending, are Federally- and CA State-Licensed reverse mortgage brokers. Lineage Lending is a member of the National Reverse Mortgage Lenders Association, an association that requires high ethical standards from its members.
  • Your Mortgage Shop
  • 516 Peach Way, San Marcos, CA, 92069
  • YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.
  • Utter Mortgage Company
  • 115 West Plumb Lane, Suite 201, Reno, NV, 89509
  • Utter Mortgage Company is a Nevada-based mortgage company specializing in the long-term financing of commercial real estate projects located in Nevada and the adjacent areas of California. Utter Mortgage Company has placed long-term loans on shopping centers, office buildings, warehouses, mini-­warehouses, medical buildings, strip centers.
  • In1Spot Lending LLC
  • 3500 Lakeside Court, Suite 170, Reno, NV, 89509
  • Working with a mortgage broker gives you options and saves you money. We have numerous sources for investors so finding the best loan with the most affordable terms is exactly what we do! We also have access to mortgage loan products that banks and other lending institutions don't normally offer.
  • Mortgage Professionals Group, INC.
  • 6774 S McCarran Blvd, Suite 102, Reno, NV, 89509
  • Whether this is a first home, investment property, an upgrade you’re looking to do, or perhaps refinance the home you already own and love, our professionals will guide you through the process and find the best loan that fits your lifestyle. We make it easy to understand and ensure that our number one priority is taking care of you!