For 2025, the limit for a conventional loan in Westminster, located in the county of Carroll, MD, is $726,200. The FHA limit for a single-family home in the same area stands at $632,500.
Lendersa® offers a Conventional loan calculator that allows you to compare the best rates for Conventional, FHA, and USDA loans available today. Determine the required income, credit score, reserves, and necessary documents for qualification. With this advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which program in MD is ideally suited for your particular financial needs.
Browse and compare loan offers from a wide range of 100 lenders
| Loan Type | Maximum Loan Limit | Required Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $466,400 | 0% |
| FHA | $632,500 | 3.5% |
Note: This comparison table is applicable for the following zip codes: 21158, 21157
The goal of Lendersa® is to ensure you obtain the best possible loan option—whether it is Conventional, USDA, or FHA—swiftly and without any hassle. Select one of the three starting points below to find matching lenders and loan programs that suit your needs.
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Bridge Loan Guides
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