Explore the differences! FHA VS Conventional loan programs in Cockeysville, Baltimore County, Maryland

During 2025, within the county of Baltimore in Cockeysville, MD, the conventional loan limit is set at $726,200. For a single-family dwelling, the FHA loan limit is established at $632,500.

To evaluate contemporary rates effectively, utilize Lendersa®'s Conventional loan calculator, which compares the best available rates across Conventional, FHA, and USDA loans. It aids in determining the requisite income, creditworthiness, available reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans. This feature assists in identifying the ideal program in MD for your unique financial scenario.

Access and compare loan offers from a network of 100 different lenders

2025 Loan Limits and Down Payment Details in Cockeysville, County of Baltimore, MD

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

Note: The above comparison table pertains to the following zip codes: 21031, 21030, 21093, 21065

Conventional and FHA Loan Options in Cockeysville, MD

The primary objective of Lendersa® is to ensure you secure the most favorable loan option—whether it's Conventional, USDA, or FHA—in a swift and hassle-free manner. We offer three initial options to guide you towards appropriate lender matches and suitable loan programs.

Examine Lendersa USDA loan request outcomes and corresponding matches


  • Kingdom First Mortgage LLC
  • 655 Amboy Ave, Suite 100, Woodbridge, NJ, 07095
  • Kingdom First has also supported individual families in the process of adopting children, and our company’s leaders have provided mentoring services to our community’s youth. Our world is only as good as the condition in which we leave it for our children. We feel it is our responsibility to shepherd and encourage children to become strong
  • P&G Mehoopany Employees Federal Credit Union
  • 15 Lane Hill Road, Tunkhannock, PA, 18657
  • P&G Mehoopany Employees Federal Credit Union is a not-for-profit cooperative financial institution that is owned and controlled by the members. The Credit Union is not-for-profit, not for charity but for service. The Credit Union provides many of the same products and services as other financial institutions.
  • Advanced Financial Federal Credit Union
  • 785 Central Avenue, New Providence, NJ, 07974
  • Advanced Financial Federal Credit Union membership is available to anyone who lives, works, goes to school in Union or Essex County, NJ. We offer members a full range of financial services, similar to banks. We offer residents an alternative to the costly services of mega-banks & the option of a financial institution under local ownership.
  • Blue Ridge Bank
  • 11450 Robious Road N, Richmond, VA, 23235
  • Blue Ridge Bank is a leading community Bank that supports families and businesses through a wide range of financial services including retail and commercial Banking, payroll, insurance, card payments, wholesale and retail mortgage lending, and government-guaranteed lending. The Bank also provides investment and wealth management services
  • Prospera Home Loans
  • 7148 Hull Street Rd, Richmond, VA, 23235
  • We give a strong commitment to client satisfaction & success. All our mortgage loan programs are designed to help you get the most out of them. Together with our professional & emphatic loan officers, you are in good hands. Our loan products will be tailored-fit to your specific needs and situation.
  • Mortgage Plus Inc
  • 62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • FIRST LENDERS MORTGAGE
  • 29B W. Front Street, Keyport, NJ, 7735
  • As mortgage professionals, we strive to provide outstanding service as well as a variety of mortgage options and borrowing solutions for our clients at the best price.Since opening First Lenders Mortgage, we have grown from 1 owner, one office, and a few reps to 10 team members with diverse backgrounds and experience.
  • Richmond County Mortgage
  • 7448 Amboy Road, Staten Island, NY, 10307
  • at Richmond County Mortgage strive to make customer service our priority. Our mission is to serve our customers with honesty, integrity, and competence.We have a hands-on approach and constant contact with each borrower, making it as seamless as possible throughout the mortgage process
  • Westmoreland Financial Services of Pa Inc
  • 305 W Main St, Ligonier, PA, 15658
  • Westmoreland Financial Services of Pennsylvania Inc. is a mortgage broker committed to providing businesses and consumers with individual attention and professional financial solutions. We deliver superior personal service in a consolidation financial services environment which increasingly deemphasized service.