FHA VS Conventional loan programs in Cockeysville, Baltimore County, Maryland

During 2025, within the county of Baltimore in Cockeysville, MD, the conventional loan limit is set at $726,200. For a single-family dwelling, the FHA loan limit is established at $632,500.

To evaluate contemporary rates effectively, utilize Lendersa®'s Conventional loan calculator, which compares the best available rates across Conventional, FHA, and USDA loans. It aids in determining the requisite income, creditworthiness, available reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans. This feature assists in identifying the ideal program in MD for your unique financial scenario.

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2025 Loan Limits and Down Payment Details in Cockeysville, County of Baltimore, MD

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

Note: The above comparison table pertains to the following zip codes: 21031, 21030, 21093, 21065

Conventional and FHA Loan Options in Cockeysville, MD

The primary objective of Lendersa® is to ensure you secure the most favorable loan option—whether it's Conventional, USDA, or FHA—in a swift and hassle-free manner. We offer three initial options to guide you towards appropriate lender matches and suitable loan programs.

Examine Lendersa USDA loan request outcomes and corresponding matches


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  • A bit about us, so you'll feel more at home working with our team. Getting a home loan is an exciting (and sometimes overwhelming) time in your life. We are proud to work with you as an integral part of these moments. Regardless of your unique needs we bring all the right elements together to create a positive solution for your home loan
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