FHA VS Conventional loan programs in 2026 for Pikesville, Baltimore County, Maryland

In 2026, the conventional loan limit for Pikesville, within the county of Baltimore, MD, is $726,200. Meanwhile, the FHA limit for a single-family home is $632,500.

Leverage the Lendersa® Conventional loan calculator to contrast today's available rates for Conventional, FHA, and USDA loans. Evaluate what income, credit, reserves, and documents are necessary for qualification. Our comprehensive mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA side-by-side, aiding you in deciding the best program for your financial needs in MD.

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2026 Loan Limits and Down Payment Requirements in Pikesville, Baltimore County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

Note: This table applies to the following zip codes: 21153, 21208, 21209, 21022, 21282

Explore Conventional and FHA Loan Options in Pikesville, MD

Lendersa® is committed to helping you secure the best Conventional, USDA, or FHA loan quickly and without complication. Start with one of three pathways, each leading to matching lenders and loan programs.

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