Explore the differences! FHA VS Conventional loan programs in Randallstown, Baltimore County, Maryland

In the year 2025, the conventional loan limit in Randallstown, within Baltimore county, MD, is set at $726,200. For a single-family residence, the FHA limit is $632,500.

Leverage the Lendersa® Conventional loan calculator to contrast current best rates for Conventional, FHA, and USDA loans. It's essential to understand the required income, credit score, reserves, and documentation for qualification. Our comprehensive mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA options side by side, allowing you to choose the best option in MD for your unique financial position.

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Loan limits and downpayment needs for 2025 in Randallstown, Baltimore county, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This table applies to the following zip codes: 21208, 21133

Exploring Conventional and FHA Loan Alternatives in Randallstown, MD

Lendersa® prioritizes obtaining the most suitable Conventional, USDA, or FHA loan quickly and without inconvenience. Choose from three options to match with appropriate lenders and loan programs efficiently.

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  • Ryan Bolton
  • 283 West Hilton Drive, Suite 3, Saint George, UT, 84770
  • Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.
  • Envision Home Loans, LLC
  • 1487 South Silicon Way, Suite A-4, Saint George, UT, 84770
  • Envision Home Loans is team of mortgage and financial professionals that create ways to make your dreams a reality. Whether you are dreaming of moving into your first home, securing an investment property, or financing a vacation home. We are here to help! We are committed to quality customer service
  • Continental Mortgage, Inc.
  • 1086 South Main Street, Suite 102A, Saint George, UT, 84770
  • With more than 50 years combined experience, advanced technology and automated underwriting, Continental has the knowledge and expertise to help you acheive your dream of home ownership. The staff at Continental Mortgage Inc. is dedicated to help finance your real estate needs! By giving our customers the service and performance everyone deserves.
  • Patriot Home Mortgage
  • 619 S Bluff Street, Tower 1, Suite 301, Saint George, UT, 84770
  • "Patriot Home Mortgage is a privately held, correspondent lender, headquartered in beautiful Southern Utah. We are experiencing phenomenal growth and it’s no secret that our success is owed to our employees and partners. We are lending in 17 states with plans to expand nationally as a part of Belem Servicing LLC.
  • Idaho First Bank
  • 475 Deinhard Ln, McCall, ID, 83638
  • Idaho First Bank is a Bank with operations in fifty states. Idaho First Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse, construction, credit-challenged borrower, zero down mortgage, physician loans and Good Neighbor Next Door Program mortgages
  • Stashin Mortgage Services, LLC
  • 21716 N Bradford Drive, Maricopa, AZ, 85138
  • Stashin Mortgage Services, LLC is currently licensed in Oregon, Washington, and Arizona. We focus on all types of residential loans in these states. Our mission is to provide our clients with: Competitive rates and fees. Unparalleled customer service, Exceeding expectations, Close every customer's loan
  • BUYORREFI FINANCIAL
  • 14780 W Mountain View Blvd, Suite 206, Surprise, AZ, 85374
  • A leading mortgage company in the Peoria area of Arizona, we are committed to helping people in all stages of their life, find the right mortgage for their home & financial goals. We specialize in helping people buy second/retirement homes, reverse mortgages, & qualifying customers to buy a home or refinance the one they currently live in & love.
  • Rally Home Mortgage, LLC
  • 12725 West Indian School Road, Suite F106, Avondale, AZ, 85392
  • Rally Home Mortgage has nearly 25 years of experience in helping clients complete their financial goals. We pride ourselves on serving Veterans & First Time Homebuyers to Investors & Builders.Rally Home Mortgage, your One-Stop-Shop for all your residential financing needs. Founded in 2018 by Joshua Nelson & Michael Acosta
  • All West Capital LLC
  • 12409 West Indian School Road, Suite C301, Avondale, AZ, 85392
  • All West Capital LLC know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind.
  • Mill Mortgage, LLC
  • 3605 Crossing Dr, Suite A, Prescott, AZ, 86305
  • "Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs. Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."