FHA VS Conventional loan programs in Timonium, Baltimore County, Maryland
In 2026, the conventional loan limit set in Timonium within the county of Baltimore, MD is $726,200. Meanwhile, the FHA limit for a single-family home is $632,500.
Take advantage of the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional versus FHA and USDA loans. This tool helps determine the income, credit, reserves, and documents required to qualify. By using our sophisticated mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side. This will assist you in deciding which program in MD aligns best with your specific financial situation.
2026 Loan Limits and Down Payment Requirements in Timonium, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
This table is applicable to the following zip codes: 21093
Available Conventional and FHA Loan Options in Timonium, MD
The mission of Lendersa® is to help you secure the best possible loan from Conventional, USDA, or FHA options promptly and without stress. You can start with one of these three paths to find matching lenders and suitable loan programs.
30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093
Lends in Maryland
Mr. Swanson Mortgage, established in 2020, is a full service mortgage brokerage for residential and commercial loans. We offer loans to everyone and as our byline reads, ours loans are for the people! When you’re working with a broker in the mortgage industry, you’re working with Mr. Swanson Mortgage, who goes out
FHA Renovation Loans residential mortgage lender providing government-insured FHA loans to current homeowners who desire to renovate their property and prospective homeowners who want to renovate a home before they move in. With an FHA backed renovation mortgage, current and prospective homeowners do not need any equity in the home.
1920 Greenspring Dr, Suite 140, Lutherville Timonium, MD, 21093
Lends in Maryland
At Bayshore Mortgage Funding LLC We have built a strong reputation as an outstanding Mortgage Lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the country since 2001.
We're a full service Mortgage Lender with an experienced staff offering expertise in every area of mortgage lending.
30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093
Lends in Maryland
"Best Loan Choice, Inc. is a correspondent lender that was founded in 2014 by Cory Ruppersberger who, after 25 years in the mortgage and banking industry, sought to offer clients the best mortgage rates and a greater selection of home loan products. We pride ourselves on using a more individualized,"
10749 Falls Rd, Suite 104, Lutherville Timonium, MD, 21093
Lends in Maryland
Harborside Home Loans is a boutique mortgage brokerage that produces tailor-made mortgage solutions for our clients. We believe that all of our clients should have the best available financial advice coupled with a high level of personal attention.We also focus on execution, not only around our clients but also our realtor and referral partners.
Trius delivers fast, reliable private lending for real estate investors who need certainty to win deals. We move quickly, communicate clearly, and execute without delays.
Fix & Flip and Fix-to-Rent loans (up to 100% rehab), all property types, $150K–$3.5MM. New investors welcome. Closings in as little as 48 hours.
Our clients’ satisfaction is paramount, which is why we’ll do everything we can to ensure that our clients walk away from the transaction happy. This includes: our 1-hour pre-approval process, our commitment to full and complete transparency to all interested parties, and our focus on constant communication, all while offering the lowest rates.
"At Arrive we are guided by technology in our efforts to improve the mortgage experience. We believe that the journey to home ownership should be simple and enjoyable. Our Mission is to provide a superior mortgage experience so that our customers recommend us, partners enjoy working with us, employees are proud to be a part of the family"
Point Breeze Credit Union offers easy, reliable banking by helping you save time and money. We put our members first and endeavor to make your life easier through friendly, convenient service that makes banking feel less like a chore. As a Point Breeze member, you can expect a warm welcome and a hassle-free experience.
