Explore the differences! FHA VS Conventional loan programs in Timonium, Baltimore County, Maryland
In 2025, the conventional loan limit set in Timonium within the county of Baltimore, MD is $726,200. Meanwhile, the FHA limit for a single-family home is $632,500.
Take advantage of the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional versus FHA and USDA loans. This tool helps determine the income, credit, reserves, and documents required to qualify. By using our sophisticated mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side. This will assist you in deciding which program in MD aligns best with your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Timonium, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
This table is applicable to the following zip codes: 21093
Available Conventional and FHA Loan Options in Timonium, MD
The mission of Lendersa® is to help you secure the best possible loan from Conventional, USDA, or FHA options promptly and without stress. You can start with one of these three paths to find matching lenders and suitable loan programs.
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