FHA VS Conventional loan programs in 2025 for Poolesville, Montgomery County, Maryland

In 2025, the limit for conventional loans in Poolesville, situated in Montgomery county, MD, stands at $1,089,300. Meanwhile, the FHA cap for a single-family home is $1,089,300.

Use the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Understand the requirements for income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your decision on which program in MD best suits your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Poolesville, Montgomery County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table comparison applies to these zip codes: 20837

Available Conventional and FHA Loan Options in Poolesville, MD

The goal of Lendersa® is to swiftly provide you with the most advantageous Conventional, USDA, or FHA loan effortlessly. Choose from three initial options connecting you with matching lenders and loan programs.

Lendersa USDA loan request and matching outcomes


  • EMPIRE MORTGAGE COMPANY LLC
  • 3310 W Big Beaver, Suite 120, Troy, MI, 48084
  • Empire Mortgage Company LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.Ben Fisher owner at Empire Mortgage Company, LLC.Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.Ben have the knowledge and expertise what you need.
  • Ross Mortgage Corporation
  • 2075 W. Big Beaver Road, Suite 700, Troy, MI, 48084
  • Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, and Florida,
  • eMortgage Funding LLC
  • 888 W. Big Beaver Rd, Suite 1290, Troy, MI, 48084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • UK Federal Credit Union
  • 1730 Alysheba Way, Lexington, KY, 40509
  • UKFCU is a rapidly growing, non-profit federally chartered credit union dedicated to providing quality financial services. For over 70 years, our commitment to providing exceptional customer service to every member of the cooperative sets us apart from other organizations. We strive to create a professional environment that fosters personal growth.
  • Whitaker Bank
  • 2001 Pleasant Ridge Drive, Lexington, KY, 40509
  • Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned
  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.
  • CBGC Mortgage Kentucky
  • 2333 Alexandria Drive, Lexington, KY, 40509
  • CBGC LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
  • Pro Mortgages LLC
  • 153 Prosperous Place, Suite 2B, Lexington, KY, 40509
  • At Pro Mortgages LLC You can trust us to find the loan program that’s best for you. When you decide to buy a home or refinance a mortgage, it’s a big step. Buying a new home is a source of anxiety, frustration — and a huge sense of accomplishment. You didn’t pick the house that was best for someone else,
  • MSI Lending of Lexington
  • 3270 Blazer Parkway, Suite 202, Lexington, KY, 40509
  • At MSI Lending of Lexington we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Warsaw Federal Savings and Loan
  • 3533 Warsaw Ave., Cincinnati, OH, 45205
  • Warsaw Federal's story began in 1893, when three Cincinnatians saw the need for financial services in the booming neighborhood of Price Hill. Franklin Walters, John Weber and Edward Doctor began the savings and loan company to serve that need. Warsaw Federal remains a friendly neighborhood institution.