FHA VS Conventional loan programs in Poolesville, Montgomery County, Maryland

In 2026, the limit for conventional loans in Poolesville, situated in Montgomery county, MD, stands at $1,089,300. Meanwhile, the FHA cap for a single-family home is $1,089,300.

Use the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Understand the requirements for income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your decision on which program in MD best suits your financial needs.

Review offers from 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Poolesville, Montgomery County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table comparison applies to these zip codes: 20837

Available Conventional and FHA Loan Options in Poolesville, MD

The goal of Lendersa® is to swiftly provide you with the most advantageous Conventional, USDA, or FHA loan effortlessly. Choose from three initial options connecting you with matching lenders and loan programs.

Lendersa USDA loan request and matching outcomes


Poolesville Lenders

  • SkyPoint Federal Credit Union
  • 19785 Crystal Rock Drive, Suite 201, Germantown, MD, 20874
  • Lends in Maryland
  • SkyPoint Federal Credit Union is one of the premier financial institutions serving Montgomery County, Md.; Frederick County, Md.; Arlington County, Va.; Alexandria and Falls Church, Va.; and the District of Columbia. SkyPoint FCU strives to offer its members a wide array of financial services.

  • Mid Atlantic Federal Credit Union
  • 12820 Wisteria Dr, Germantown, MD, 20874
  • Lends in Maryland
  • Mid-Atlantic Federal Credit Union (MAFCU) is a not-for-profit institution managed for the sole benefit of its members, and offers many financial services at better rates and fees. Profits are returned to MAFCU members in the form of higher savings rates, lower loan rates, and lower fees. Membership is open to anyone who lives, works, worships.

  • Capital Mortgage MD Inc
  • 13914 Carlson Farm Drive, Germantown, MD, 20874
  • Lends in Maryland
  • Our mission is to serve our customers with honesty, integrity and competence to home buyers looking for financing and refinancing options with a fast turn around. We aim to provide home loans to our clients with interest rates and closing costs that are as low as possible. With each client we pledge to help

  • Sunny Lending LLC
  • 839-b Quince Orchard Blvd, Gaithersburg, MD, 20878
  • Lends in Maryland
  • Sunny Lending LLC has a combined 25+ years of experience in the mortgage industry, including both residential and commercial mortgages. Our staff commands a wide range of experiences working with different banks and financial institutions. We provide unique service to better serve your financial needs.

  • Eagle Creek Mortgage, LLC
  • 2656 Quince Orchard Rd, Suite 120, Gaithersburg, MD, 20878
  • Lends in Maryland
  • Eagle Creek Mortgage, LLC mission is to serve our clients with honesty, integrity and competence. Our goal is to provide no-points mortgage loans to our customers while affording them the lowest possible interest rates and closing costs. Furthermore, we pledge to provide unparalleled service to each and every one of our borrowers.

  • Fidelity Direct Mortgage LLC
  • 555 Quince Orchard Road, Suite 411, Gaithersburg, MD, 20878
  • Lends in Maryland
  • FDM was started by a group of 5 professionals in the basement of a home. Our vision was to build a mortgage company where clients and employees had a choice to make an educated decision. With these 5 professionals and armed with over 10 years of mortgage experience and industry knowledge, FDM went operational.

  • Equity Lending, Inc
  • 839 L Quince Orchard Blvd, Gaithersburg, MD, 20878
  • Lends in Maryland
  • "We are experts in Commercial Real Estate Lending including: Acquisition Loans, Construction Loans, Short Sales, Foreclosure Financing.
    Apart from lending we are experienced Real Estate developers and builders, with many contacts in and around the DC area. We are a small business with only a few employees so you will always speak directly to us."