FHA VS Conventional loan programs in Woodlawn, Baltimore County, Maryland

As of 2026, the conventional loan ceiling in Woodlawn, found in the county of Baltimore, MD, is set at $726,200. For single-family homes, the FHA limit is established as $632,500.

The Lendersa® Conventional loan calculator is your tool for comparing today's offers across Conventional, FHA, and USDA loans. It helps you assess which loan is suitable by analyzing income, credit score requirements, reserves, and documentation. Our advanced mortgage calculator presents Conventional Conforming loans, USDA, FHA, and VA programs side by side, assisting in finding the best fit for your unique financial needs in MD.

Explore loan quotations from over 100 lenders

Loan limitations and initial payment requirements for 2026 in Woodlawn, Baltimore, MD

Loan Type Max Loan Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This table applies to postal codes: 21244

Options for Conventional and FHA Loans in Woodlawn, MD

Lendersa® is dedicated to securing the optimal Conventional, USDA, or FHA loan quickly and with minimal fuss. Choose one of the three available pathways to match with appropriate lenders and loan options.

Lendersa USDA loan inquiry and results


Woodlawn Lenders

  • Finance USA Corporation
  • 7935 Galloping Circle, Windsor Mill, MD, 21244
  • Lends in Maryland
  • "An agency with the Honesty and Integrity that comes with a Handshake"! Apply now. 1% down payments, purchase loans, refinance loans, FHA loans, and more. Licensed in Maryland. Also licensed for Title, Property & Casualty Life &health insurance, providing homeowners, landlord, renters, auto, business and even more insurance protection for you and f

  • Mortgage Affiliates Incorporated
  • 7000 Security Boulevard, Suite 110, Baltimore, MD, 21244
  • Lends in Maryland
  • Mortgage Affiliates Inc. was established with the mission of creating extraordinary mortgage solutions. That mission continues to be a driving force through today. Mortgage Affiliates has always sought out the nation’s most creative and responsible lenders. Our financial products vary from simple to simply spectacular.

  • Securityplus Federal Credit Union
  • 7135 Windsor Boulevard, Windsor Mill, MD, 21244
  • Lends in Maryland
  • Founded in 1938, our original charter was to serve the financial needs of employees of the Social Security Administration. Today we are one of the largest credit unions in the state of Maryland and provide financial services to meet the needs of more than 35, 000 members, with $390 million in assets, representing our core common sponsor groups.

  • Equity One Lending
  • 1829 Reisterstown Road, Suite 350, Pikesville, MD, 21208
  • Lends in Maryland
  • We know each family wants to hear those words, and the Road To Close can seem unfamiliar and stressful in today’s lending arena. The families we’ve helped have all found their own peace of mind thanks to our World-Class Digital Mortgage Experience. We’ve made it as easy as possible to apply, and even easier to get to the finish line.

  • Ronis Mortgage Network Inc
  • 4510 Coffee Tree Court, Pikesville, MD, 21208
  • Lends in Maryland
  • Ronis Mortgage Network, Inc. is a full-service mortgage company committed to provide you with personal service. The owner, Bruce Ronis, will review all your options with a no cost in home consultation. We get you the lowest rates possible and provide the attention and service you deserve.

  • First Trust Financial LLC
  • 1700 Reisterstown Road, Suite 122, Pikesville, MD, 21208
  • Lends in Maryland
  • First Trust Financial, LLC is a boutique mortgage lending firm that helps homebuyers find and secure competitive home loans. We develop customized finance packages tailored to our clients’ needs and take pride in the one-on-one counseling that our team of experts provides along the way.

  • OM Mortgage LLC
  • 1709 Reisterstown Road, Suite 210-211, Pikesville, MD, 21208
  • Lends in Maryland
  • OM Mortgage is a multi-state residential mortgage brokerage committed to one thing: YOU. We put you and your family above all else to make sure you get a low rate on the best mortgage product, fair fees, an unmatched service and advice. Our team of experts has a combined 100+ years in the mortgage industry.

  • Trius Lending Partners
  • 1104 Kenilworth Dr Suite 501, Towson, MD, 21208
  • Lends in Maryland
  • Trius Lending Partners is a direct, private money and hard-money lender with headquarters in Maryland and the Mid-Atlantic.We lend on residential investment properties, fix and flip and rehab projects as well as commercial properties throughout the Mid-Atlantic region.We take into account the borrower, property, area and the overall opportunity.

  • Five Star Federal Credit Union
  • 716 Maiden Choice Lane, Suite 101, Baltimore, MD, 21228
  • Lends in Maryland
  • Five Star of Maryland Federal Credit Union is a member-owned credit union whose purpose is to provide premier personal banking service. The credit union was established in 1969 as Saint Agnes Employees Federal Credit Union by Saint Agnes Hospital employees and currently serves approximately 7, 000 members.