FHA VS Conventional loan programs in Silver-Spring, Montgomery County, Maryland

In 2025, the loan limit for Conventional loans in Silver-Spring, Montgomery county, MD is $970,800, whereas the FHA limit for a single-family home is $970,800.

Leverage the Lendersa® Conventional loan calculator to evaluate today's most competitive rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program for your financial situation in MD.

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2025 Loan Limits and Downpayment Requirements in Silver-Spring, Montgomery County, MD

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison is relevant for zip codes: 20910, 20912, 20901, 20903, 20907, 20911, 20993, 20997

Available Conventional and FHA Loan Options in Silver-Spring, MD

Lendersa® aims to promptly provide the best possible Conventional, USDA, or FHA loans without complication. Choose from three starting options that match you with suitable loan programs and lenders.

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  • NationsChoice Mortgage
  • 3303 East Baseline Road, Gilbert, AZ, 85234
  • "Nations Choice Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners since 1994. Nations Choice Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide."
  • STARBOARD FINANCIAL
  • 4145 E Baseline Rd, Gilbert, AZ, 85234
  • Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.
  • HomeQuest Mortgage LLC.
  • 1128 E Greenway St, Suite 102, Mesa, AZ, 85203
  • At HomeQuest we understand that each loan is as unique as each person we meet. Experience and hard work along with a network of lending entities allows us to find the best loan products for each individual. Whether you are working full-time, retired, or are self-employed we have specific programs designed for your situation.
  • KDA Home Financial, LLC
  • 935 East Main Street, Suite 101, Mesa, AZ, 85203
  • At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
  • Amerifirst Financial, Inc.
  • 1550 E. McKellips Road, Suite 117, Mesa, AZ, 85203
  • Our goal is to be the lender of choice for the professional real estate agent and their clients in each market we enter, as measured by all industry service level surveys reported. We will succeed by meeting the needs of our borrowers through exceptional communication and transparency throughout the loan process
  • Not So Hard Money
  • 935 E. Main Street, Ste 102, Mesa, AZ, 85203
  • We make Hard Money loans Not So Hard Money®​ by bringing lower rates and fees to our niche in ways that other organizations can't or won't do. We take your loan requests with earnest consideration, in an effort to provide the funding you need. Serving the Commercial Real Estate Equity loan marketplace, we provide both direct lending
  • Homestead Mortgage Group
  • 1176 East Warner Avenue, Suite 113, Gilbert, AZ, 85296
  • We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you with all of your needs. Based in Gilbert, Arizona, we are a full service mortage company that specializes in First Time Buyers, VA Loans, FHA in the Gilbert AZ.
  • Park Grove Lending, LLC
  • 118 S Park Grove Ct, Gilbert, AZ, 85296
  • Park Grove Lending, LLC, where we specialize in residential mortgages. At Park Grove Lending, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • The Ehler Lending Team
  • 690 E Warner Rd, Suite 103, Gilbert, AZ, 85296
  • We are the husband and wife duo behind the Ehler Lending Team. Our mission is to be the home financing partner that you trust to serve your family, friends and community. Our unwavering dedication to integrity, honesty and ethics is the foundation of all of our relationships and we commit to offering an exceptional experience.
  • Brick Mortgage LLC
  • 633 E. Ray Road, Suite 129, Gilbert, AZ, 85296
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.