In 2026, the loan limit for Conventional loans in Silver-Spring, Montgomery county, MD is $970,800, whereas the FHA limit for a single-family home is $970,800.
Leverage the Lendersa® Conventional loan calculator to evaluate today's most competitive rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program for your financial situation in MD.
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| Loan Type | Loan Limit | Minimum Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison is relevant for zip codes: 20910, 20912, 20901, 20903, 20907, 20911, 20993, 20997
Lendersa® aims to promptly provide the best possible Conventional, USDA, or FHA loans without complication. Choose from three starting options that match you with suitable loan programs and lenders.
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