FHA VS Conventional loan in Silver-Spring, Montgomery County, Maryland
In 2026, the loan limit for Conventional loans in Silver-Spring, Montgomery county, MD is $970,800, whereas the FHA limit for a single-family home is $970,800.
Leverage the Lendersa® Conventional loan calculator to evaluate today's most competitive rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program for your financial situation in MD.
2026 Loan Limits and Downpayment Requirements in Silver-Spring, Montgomery County, MD
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison is relevant for zip codes: 20910
Available Conventional and FHA Loan Options in Silver-Spring, MD
Lendersa® aims to promptly provide the best possible Conventional, USDA, or FHA loans without complication. Choose from three starting options that match you with suitable loan programs and lenders.
FedFinancial Federal Credit Union is a financial institution that operates solely for the benefit of its members. The organization offers great deals on savings accounts, checking accounts and share certificates. We also offer low-rate mortgages, auto and personal loans and Platinum Rewards VISA card that pays you a 1.5% Rebate.
Pathlight Home Mortgage Solutions as a full service broker in Maryland, the District of Columbia, and Virginia, I partner with some of the best lenders to deliver residential and commercial mortgages for purchases and refinances quickly with low interest rates and low closing costs.
4445 Willard Ave, Suite 1000, Chevy Chase, MD, 20815
Lends in Maryland
Congressional Bank also focuses on being a Certified Green Business in Montgomery County. Through our efforts we became the first bank to earn the Montgomery County Green Business Certification, and we are partners with Bethesda Green in their efforts to promote sustainability and be a “green” role model.
Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.
Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.
4600 East-West Hwy, Suite 400, Bethesda, MD, 20814
Lends in Maryland
Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
7501 Wisconsin Avenue, Suite 1200E, Bethesda, MD, 20814
Lends in Maryland
Walker & Dunlop is the largest provider of capital to the multifamily industry in the USA and the fourth largest lender on all commercial real estate including industrial, office, retail, and hospitality. Walker & Dunlop enables real estate owners and operators to bring their visions of communities where Americans live, work, shop and play to life.
4550 Montgomery Avenue, Suite 115N, Bethesda, MD, 20814
Lends in Maryland
Mortgage Star believes that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. we're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.As a broker, we don’t work for the banks we work for our clients. We seek out the best lender.
