FHA VS Conventional loan programs in Kemp-Mill, Montgomery County, Maryland

In 2025, the conventional loan threshold for a single-family home in Kemp-Mill, Montgomery county, MD is $970,800, compared to an FHA limit of $970,800.

Utilize Lendersa®'s conventional loan calculator to evaluate today's rates for Conventional, FHA, and USDA loans. Assess the associated income requirements, credit score, reserves, and documentation needed. Our advanced mortgage tool lets you view these loans side-by-side, assisting you in finding the optimal program for your financial needs in MD.

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Loan limits and down payment details for 2025 in Kemp-Mill, Montgomery county, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table covers zip codes: 20901, 20902

Conventional and FHA loans in Kemp-Mill, MD

Lendersa®'s mission is to secure the ideal Conventional, USDA, or FHA loan for you efficiently and without difficulty. Begin with any of three options to match with suitable lenders and programs.

Lendersa USDA loan request and matching results


  • JR Mortgage Group Inc
  • 12007 East 13th Street North, Wichita, KS, 67206
  • JR Mortgage Group Inc are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Phoenix Mortgage Group, Inc
  • 240 N Rock Rd, Suite 280, Wichita, KS, 67206
  • We are a wholesale residential mortgage lender who strives to do our best for all borrowers and applicants. In our best, we place ourselves in the applicant's shoes knowing their situation, and with our knowledge in the industry, help them make the best informed decision for the specific type of mortgage loan that will be most suitable for them.
  • VeraBank
  • 201 W. Main St., Henderson, TX, 75652
  • At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best
  • SOUTH PARK MORTGAGE LLP
  • SK 12-A Lake Cherokee, Henderson, TX, 75652
  • The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Midwest Bank
  • 114 West Main, Pierce, NE, 68767
  • Midwest Bank focuses on the financial and civic needs in the markets we serve. The bank's solid capital position provides the financial strength to support larger lending limits, new loan types, and the latest customer conveniences and technological advances. Midwest Bank and its clients to excel in the communities they serve.
  • Heartland Bank - Nebraska
  • 896 G Street, Geneva, NE, 68361
  • Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.
  • Commercial State Bank
  • 519 East Broadway, Wausa, NE, 68786
  • Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
  • Citizens State Bank, of Arlington
  • 128 Main St, Arlington, SD, 57212
  • Founded in 1901, Citizens State Bank is a community bank committed to offering useful financial products and standout customer service. We are dedicated to providing banking solutions that will make you glad that you chose our Bank. With over 100 years of service to our community, the Citizens State Bank is your hometown bank.
  • Wheat State Credit Union
  • 1400 S Oliver Street, Wichita, KS, 67218
  • A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
  • Kansas Mortgage Center LLC
  • 840 S Oliver Ave, Wichita, KS, 67218
  • "Kansas Mortgage Center offers a wide variety of loan programs, including Home Purchase Programs, Refinance Programs and Home Renovation Programs. We lend on primary, secondary and investment properties. Let one of our trained specialists at Kansas Mortgage Center help you towards planning your future."
  • Carson Bank
  • 122 West Main Street, Mulvane, KS, 67110
  • Our purpose at Carson Bank is to strengthen our home communities by providing knowledgeable and trustworthy financial solutions to fulfill individual, commercial, and public financial needs. The As your trusted advisor and friend, We are attentive, caring, and accommodating to every customer who visits our bank.