FHA VS Conventional loan programs in White-Oak, Montgomery County, Maryland

In 2025, the maximum limit for a conventional loan in White-Oak, county of Montgomery, MD, is set at $970,800. In contrast, the FHA cap for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to assess current best rate offers across Conventional, FHA, and USDA options. Find out the necessary income, credit score, funds in reserve, and documents needed for qualification. By using our advanced mortgage calculator, you can compare Conforming Conventional loans with USDA, FHA, and VA loans side by side, guiding you in choosing the best option for your financial situation in MD.

Compare a wide variety of loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in White-Oak, County of Montgomery, MD

Loan Type Maximum Loan Limit Required Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table is relevant for zip codes: 20901, 20904, 20903

Conventional and FHA Loan Options in White-Oak, MD

The aim of Lendersa® is to help you secure the best possible loan option—whether it be Conventional, USDA, or FHA—efficiently and without hassle. Choose one of the three starting points below to be matched with suitable lenders and loan programs.

Results from Lendersa's USDA loan request matching


  • High Desert Capital LLC
  • 6080 Surety Dr, Suite 101, El Paso, TX, 79905
  • "The commercial lending market in El Paso, Texas is as diverse as the people who populate this city. Our vision of providing premier, non-traditional lending services is uniquely designed to serve the needs for El Paso, Texas.Our commitment to you is to deliver these services through our philosophy of working creatively with our clients."
  • Home Plate Mortgage
  • 6070 Gateway East, Suite 311, El Paso, TX, 79905
  • Home Plate Mortgage was established in 2018. Home Plate Mortgage is owned and operated by Gilbert Madrid. Gilbert has been a Residential Mortgage Loan Originator for over 9yrs. Home Plate Mortgage specializes in VA, FHA, Conventional and USDA loans. They have a wide range of programs to fit your mortgage needs
  • Patriot Mortgage
  • 2505 East Missouri Avenue, Suite 240, El Paso, TX, 79903
  • Patriot Mortgage- NMLS #311157- is a locally owned Mortgage Lender based in El Paso, Texas. Since 1995, Patriot Mortgage has serviced home loans for thousands of El Paso families and is the preferred lender of Tropicana Homes and also Tropicana Homes is the largest and most trusted homebuilder in El Paso. highest quality new homes.
  • Pioneer Bank
  • 705 East University Avenue, Suite A, Las Cruces, NM, 88001
  • Pioneer Bank has been proudly serving the financial needs of Southeastern New Mexico and West Texas since 1901. We continue to offer the most innovative banking products along with providing you with the best customer service. At Pioneer Bank, we know there is much more to life than managing your money.
  • Insight Mortgage Company, LLC
  • 300 Thunderbird, El Paso, TX, 79912
  • Insight Mortgage Company is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Prime Mortgage LLC
  • 550 S Mesa Hills Dr, Suite A-1, El Paso, TX, 79912
  • Prime Mortgage LLC has a variety of mortgage loan products. FHA, VA, Conventional, Texas Vet,USDA. We also specialize in private mortgage loans. These mortgage loans we fund directly from our office and can assist the "harder" to qualify borrower. Ramsey Esper President of Prime Mortgage LLC.
  • Old West Lending, LLC
  • 7001 Westwind Drive, El Paso, TX, 79912
  • We specialize in loans that are a little different; credit scores from 500, one day after foreclosure or bankruptcy, and self-employed programs. We offer VA, FHA, and conventional loans with flexible guidelines. If you have been turned down, or you consider your situation unusual, please contact us. We have options.
  • DJ Jordan Properties
  • 200 Bartlett Dr #106, El Paso, TX, 79912
  • DJ Jordan Properties utilizes five different funds when offering financing for real estate investors. We were founded in 2004 by Jeff Katz and David Carlin who have bought and sold over 200 properties. It was our goal to provide an alternative financing option for real estate investors. We have offices in El Paso and San Antonio, and we can quic
  • Neighborhood Mortgage LLC
  • 211 W Yandell, El Paso, TX, 79902
  • Neighborhood Mortgage LLC is El Paso owned & provides loans when other lenders cannot.We pride ourselves in providing the best rates available to get your loan approved when it matters most. We’ve worked hard to make El Paso’s dreams of home ownership a reality.You can count on our El Paso, TX team to help you take out a private home loan.