FHA VS Conventional loan programs in Ilchester, Howard County, Maryland

In 2025, Convetional loan limit in Ilchester, county of Howard, MD is $726,200 while FHA limit is $632,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MD is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Ilchester, county of Howard, MD

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

The comparison table applies to zip codes: 21043, 21075

Conventional and FHA loan options in Ilchester, MD

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Hillcrest Capital LLC
  • 7676 Hillmont Street, Suite 105, Houston, TX, 77040
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • NewCity Mortgage
  • 16597 Village Dr, Houston, TX, 77040
  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.
  • BCM Federal Credit Union
  • 1 Baylor Plaza, Houston, TX, 77030
  • The Baylor College of Medicine Federal Credit Union is a member owned, not-for-profit credit cooperative led by unpaid volunteers who are democratically elected from its membership. Our mission is to deliver the highest quality financial services and education to our members and encourage thrift.
  • Security America Mortgage, Inc.
  • 7514 Shadyvilla Ln, Houston, TX, 77055
  • Security America Mortgage specializes in Construction loans, VA loans, ITIN loans, Conventional loans, and FHA loans. Our motto is "serving those who served" because we have great love for our Veterans and country. Not many VA lenders specialize in the VA one time close construction loan. Let us help you with the home loan that's best for you and
  • Security America Mortgage, Inc.
  • 7514 Shadyvilla Ln, Suite A, Houston, TX, 77055
  • Security America Mortgage is not a government agency. This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces, or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency.
  • Texas Top Mortgage
  • 2525 Robinhood, Suite 1100, Houston, TX, 77005
  • We are a full service mortgage company serving the state of Texas. We specialize in all residential and commercial loans! Whether you are buying a home or refinancing, we can help you and we specialized in Conventional | FHA | VA | USDA | Jumbo | Construction, Cash Out | Streamline | Conventional | HARP | Reverse Mortgage | Commercial | and more
  • LJC Financial LLC
  • #B 4123 Purdue, Houston, TX, 77005
  • Asset based lender serving clients since 2007. We provide competitive financing for acquisitions, fix ‘n flips, cash-out refinancing, long term rental properties and ground up construction with terms up to 36 months. We offer programs for borrower’s with or without bad credit. Minimum loan amount: $75,000. Maximum: $2,000,000.
  • Caroline Lending
  • 24 Greenway Plaza, Houston, TX, 77027
  • Founded in 2012, Caroline Lending focuses on providing fast and easy financing solutions for real estate investors. We have financed thousands of property rehabs in various counties and states around the country. We have also financed many new construction projects as well as bridge loans on commercial properties.
  • Priority Investor Loans
  • 3100 Weslayan St, Houston, TX, 77027
  • PIL is a private lender formed in 2008 by Geoffrey Giering and Dimitri Ang. PIL issues bridge loans for the acquisition and rehabilitation of distressed residential, multifamily, and commercial real estate, as well as to provide opportunistic financing for real estate development and construction in Texas. These loans finance a borrower’s “fix and
  • Gold Quest Group LLC
  • 1001 West Loop South, Suite 803, Houston, TX, 77027
  • Gold Quest Group, LLC.™ We are a full service Residential, Commercial, and direct Hard Money lender and Brokerage Firm. WE LITERALLY HAVE EVERY SINGLE AVAILABLE MORTGAGE PRODUCTS WITH GREAT RATES IN THE MARKET: FHA, VA, FANNIE MAE, FREDDIE MAC, USDA, SBA and Hard Money Loans. We have available as well, all type of GRANT PROGRAMS for first time
  • ZeusLending
  • 3104 Edloe Street, Suite 210, Houston, TX, 77027
  • ZeusLending.com is ranked as one of the fastest growing companies in the United States by Inc. Magazine and the Houston Business Journal. Our team of experts is regularly interviewed by ABC, CBS, FOX, CNN, and Bloomberg News on the real estate and mortgage markets. This knowledge and influence ultimately translates