FHA VS Conventional loan in Bangor, Penobscot County, Maine
For the year 2025, the loan limits in Bangor, located in Penobscot county, ME, state that the conventional loan amount is $726,200, while the FHA limit is $472,030 for any single-family residence.
Leverage the Lendersa® Conventional loan calculator to assess the differences between current Conventional, FHA, and USDA rates. Identify the required income, credit rating, reserves, and documents for qualification purposes. Our comprehensive mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans compared directly, helping you determine the optimum choice for your financial scenario within ME.
2025 Loan Limits and Down Payment Details for Bangor, Penobscot, ME
Type of Loan
Limit on Loan
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table corresponds to the zip codes: 04401, 04402
Options for Conventional and FHA Loans in Bangor, ME
The mission of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan swiftly and conveniently. Choose one of the three available options to connect with lenders and programs that match your needs.
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