FHA VS Conventional loan programs in 2026 for Bath, Sagadahoc County, Maine

In 2026, the Conventional loan limit in Bath, situated in Sagadahoc County, ME, is $726,200, while the FHA limit is set at $506,000 for a single-family property.

Utilize the Lendersa® Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans effectively. Discover the required income, credit scores, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator provides a comprehensive side-by-side analysis of Conforming Conventional loans, USDA, FHA, and VA, assisting you in determining the best program in ME for your financial scenario.

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Loan Limits and Down Payment Requirements for 2026 in Bath, Sagadahoc, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This comparison is applicable to the following zip codes: 4530

Options for Conventional and FHA Loans in Bath, ME

The primary goal at Lendersa® is to swiftly secure the most beneficial Conventional, USDA, or FHA loan with minimal hassle. Begin by selecting one of these three methods to connect with suitable lenders and identify the right loan programs.

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  • Bippus State Bank
  • 150 Hauenstein Rd, Huntington, IN, 46750
  • Bippus State Bank has served Huntington and surrounding counties since 1911. We are a community bank and pride ourselves on providing excellent customer service. BSB offices are conveniently located in Huntington, North Manchester, Roanoke, and Warren. We are Member FDIC and an Equal Housing Lender.

  • HarborLight Credit Union
  • 2151 Cogswell Drive, Whitehall, MI, 49461
  • HarborLight Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties. If you live or work in any of these counties, you can bank with us!Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties.

  • D A Griffin Financial, LLC
  • 880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075
  • D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.

  • Team Tuttle Mortgage LLC
  • 813 S Huntington Street, Suite 2, Syracuse, IN, 46567
  • Team Tuttle Mortgage, LLC has been helping clients in Northern Indiana since 1997. As a broker, we observe ethical standards of practice and subscribe to the National Association of Mortgage Brokers code of ethics. We offer the assistance you need to help in all of your mortgage endeavors.

  • Local Union 392 Federal Credit Union
  • 1228 Central Parkway, Room 302, Cincinnati, OH, 45202
  • Our Credit Union is a member owned not-for profit organization aimed at assisting our members. We strive to provide innovative products and personalized service to help members achieve their financial goals. The credit union was establised to receive and manage the vacation fund contributions for members of the Pipe Fitters Local Union No. 392.

  • BlueMark Capital, LLC
  • 700 Walnut Street, Suite 300, Cincinnati, OH, 45202
  • BlueMark Capital is a full service commercial mortgage banking firm with offices in Cincinnati, Dayton, and Cleveland, Ohio. BlueMark originates, closes, and services a loan portfolio in excess of $1.4 billion. In addition to having CMBS and agency relationships, the company exclusively represents more than 20 Life.

  • JT Capital Advisors
  • 312 Walnut Street, Suite 1600, Cincinnati, OH, 45202
  • "JT Capital Advisors has been a lender & broker for years doing transactions nationwide every day. We speak to lenders as a regular part of our business.

    We “STUDY” our lenders first…their needs…what they are willing to fund. By knowing in advance what they WANT to approve, we immediately know how to structure and package your file for approva

  • Shuford Federal Credit Union
  • 882 16th Street NE, Hickory, NC, 28601
  • Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • NORTHERN KENTUCKY FEDERAL CREDIT UNION
  • 2805 Alexandria Way, Highland Heights, KY, 41076
  • In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts.
    We are proud of how much we’ve grown over the years, and are excited to see where the future takes.

  • Prost Mortgage Group
  • 3699 Alexandria Pike, Cold Spring, KY, 41076
  • We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.