Explore the differences! FHA VS Conventional loan programs in Harpswell, Cumberland County, Maine

In 2025, Convetional loan limit in Harpswell, county of Cumberland, ME is $726,200 while FHA limit is $506,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ME is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Harpswell, county of Cumberland, ME

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

The comparison table applies to zip codes: 04079, 04066, 04003

Conventional and FHA loan options in Harpswell, ME

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Kansas Blue Cross Blue Shield Credit Union
  • 1010 SW Tyler Street, Topeka, KS, 66612
  • In the early 1950’s, an employee of Blue Cross and Blue Shield of Kansas named Francis Woods kept a small metal cash box in his desk drawer. If a coworker or friend was running short, Francis would loan them enough cash to get by until the next payday. From these simple roots, came the organization
  • Central National Bank
  • 800 SE Quincy St, Topeka, KS, 66612
  • Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.
  • Ross Home Loans
  • 960 W.41St Street, Suite 212, Miami Beach, FL, 33140
  • Ross Home Loans is a Miami Mortgage Company that offers residential and commercial Florida mortgage products. We work with homeowners, first time buyers and business owners who have strong, good and challenged credit. Ross Home Loans is dedicated to providing you with exceptional rates and quality service.
  • Joplin Metro Credit Union
  • 3301 Texas Avenue, Joplin, MO, 64804
  • Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Great Plains Federal Credit Union
  • 2306 S Range Line Road, Joplin, MO, 64804
  • Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
  • The Mortgage House, Inc.
  • 2915 S. Main Street, Joplin, MO, 64804
  • The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • JetStream Federal Credit Union
  • 15420 NW 77 Court, Miami Lakes, FL, 33016
  • JetStream Federal Credit Union has provided quality financial services to its members, earning a reputation of excellence and achievement. JetStream Federal Credit Union; a low income designated credit union with 75% of our members in Miami Dade County and Puerto Rico residing in low income zip codes.
  • LTR Capital Partners
  • 2300 West 84th Street, Suite 404, Hialeah, FL, 33016
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dark Horse Home Loans LLC
  • 14054 Northwest 82nd Avenue, Suite B, Miami Lakes, FL, 33016
  • We are a real estate solutions and investment firm that specializes in helping property owners get rid of burdensome real estate fast. We are investors and problem solvers who can buy your property fast with a fair all cash offer. We will give you a free, as-is, no-obligation cash offer for your property within 24 hours.
  • Elite Lending LLC
  • 14750 Northwest 77th Court, Suite 205, Miami Lakes, FL, 33016
  • At Elite Lending, we pride ourselves on being innovative, efficient, and accountable. Our goal is to provide our clients with the most efficient and stress-free loan process experience. We achieve this goal through our knowledgeable staff combined with our innovative technology. Throughout the process,
  • MoneyOne Corporation
  • 7900 Oak Lane, Suite 400, Hialeah, FL, 33016
  • "Directly involved in the Real Estate and Financial industry, in 1996 Mr. Martinez founded MoneyOne Mortgage which during the mid 2000 and licensed in 5 Stated the company’s funding yearly volume rose to over $70 million with 13 MoneyOne Realty franchise offices. In the early days, shortly after College, Frank started his own Advertising"