Explore the differences! FHA VS Conventional loan programs in Boothbay, Lincoln County, Maine

In 2026, the Conventional loan limit in Boothbay, situated in the county of Lincoln, ME, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

The Lendersa® Conventional loan calculator allows you to compare the best rates today among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. This advanced tool provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, directing you towards the optimal program in ME for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Boothbay, Lincoln, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 04537

Available Conventional and FHA Loan Options in Boothbay, ME

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Begin with one of three starting points designed to connect you with matching lenders and loan programs.

Lendersa USDA loan request results


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  • LemonBrew Technologies is an innovative, full-service platform consisting of four verticals (LemonBrew Real Estate, LemonBrew Lending, LemonBrew Abstract, and LemonBrew Insurance) that streamlines the real estate process from start to finish.LemonBrew is an end-to-end digital solution that connects home buyers.

  • OnPoint Home Lending
  • 2912 E. Gallatin Street, Burlington, KY, 41005
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  • Appalachian Community Federal Credit Union
  • 5034 Bobby Hicks Highway, Suite 2, Johnson City, TN, 37615
  • The Appalachian Community Federal Credit Union of today is pleased to serve any persons who live, work, worship or attend school in Carter, Hawkins, Sullivan, Unicoi or Washington Counties, Tennessee, as well as the city of Bristol, TN/VA, the city of Norton, VA, and Wise, Scott and Washington Counties, Virginia.

  • Beacon Credit Union- IN
  • 586 S Wabash Street, Wabash, IN, 46992
  • In 1931, a group of seventy-five farmers in Wabash County, Indiana joined together to form their own financial cooperative. This group of leaders'​ simple vision was to provide savings and dependable loan programs, particularly to farmers, in the area. Beacon Credit Union has remained a leader in serving the agricultural community.

  • Greater Eastern Credit Union
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  • Greater Eastern Credit Union was chartered in 1952 as a non-profit financial institution for employees of the Mountain Home Veterans Administration Medical Center. From our humble beginnings, we have consistently provided our members with quality financial products and exceptional service.

  • Beacon Financial
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    Our mission is to provide financial products & services that add superior value to membe

  • Eastern Indiana Federal Credit Union
  • 801 South Memorial Drive, New Castle, IN, 47362
  • Eastern Indiana Federal Credit Union was originally chartered in 1950 as Chrysler Employees Federal Credit Union. The Credit Union was created to provide for the basic financial needs that would not have otherwise been met. For most people, our founding and its circumstances have been long forgotten.

  • Citizens State Bank
  • 1238 Broad St, New Castle, IN, 47362
  • Our mission is to help our clients, co-workers, and communities succeed. Decisions are made locally. Deposits made with us stay in our communities, becoming funds for the loans and donations that fuel local economic development. Citizens State Bank is a fourth-generation family-owned community bank.