FHA VS Conventional loan programs in 2026 for Caribou, Aroostook County, Maine

In 2026, the Conventional loan limit in Caribou, located in the county of Aroostook, ME, is $726,200. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. It also helps determine the income, credit, reserves, and documents needed for qualification. With this advanced calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, making it easier to select the best program in ME for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Caribou, County of Aroostook, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for zip codes: 4736

Explore Conventional and FHA Loan Options in Caribou, ME

The objective of Lendersa® is to get the best possible Conventional, USDA, or FHA loan fast and with ease. Choose one of three starting points that connect you with matching lenders and suitable loan programs.

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  • Pyramax Bank
  • 7001 W. Edgerton Ave, Greenfield, WI, 53220
  • PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha.

    Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,

  • MCU Financial Center Credit Union
  • 1462 South Green Bay Rd, Mt. Pleasant, WI, 53406
  • MCU has been serving the hard working people of the Racine and Kenosha areas, since 1939. If you live or work in Racine or Kenosha counties, you may be eligible for a membership with MCU. So stop into the branch, or if you prefer, call or e-mail us.

    Let us help you save! Consider joining MCU, only $15 gives you a membership share

  • Traditional Bank
  • 49 West Main Street, Mount Sterling, KY, 40353
  • Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, KY. In 1988 they merged & that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank’s growth has been organic. We have not purchased any banks, but have instead grown.

  • BDR Mortgage Capital LLC
  • 23 S. 8th St, Suite 1500, Noblesville, IN, 46060
  • At BDR Mortgage Capital. We are a full-service mortgage company based in NOBLESVILLE, Indiana. We specialize in home loans in the state of Indiana. We also serve the surrounding cities in Hamilton and Marion Counties. Whether you are buying a home or refinancing in the zip codes of 46062,

  • National Exchange Bank & Trust
  • 130 South Main St, Fond Du Lac, WI, 54936
  • National Exchange Bank & Trust has proudly served Southeastern Wisconsin since 1933. We are an independent, family-owned financial institution that has been held in high regard as one of the highest rated financial institutions in the Midwest for many years. Our performance is supported by a strong balance sheet, prudent asset management.

  • Alan Efting
  • 6752 Rock Spring Rd, Wilmington, NC, 28405
  • At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • SeaTrust Mortgage
  • 1001 Military Cutoff Rd, Suite 350, Wilmington, NC, 28405
  • SeaTrust Mortgage Company is built on the foundation of our #1 core value, customer obsession. As a subsidiary of one of the fastest-growing banks in the southeast, Community First Bank, SeaTrust has the ability to tailor products for your needs and wants. Our "New Wave"​ technology will provide speed, quality.

  • Great Midwest Bank, S.S.B.
  • 15900 West Bluemound Road, Brookfield, WI, 53005
  • Since 1935, Great Midwest Bank has served Wisconsin Homeowners for their mortgage and personal banking needs. We're a customer-oriented mutual bank offering a variety of Residential Mortgage products to first time homebuyers, existing homeowners, and multi-family property owners.

  • North Shore Bank
  • 15700 West Bluemound Road, Brookfield, WI, 53005
  • Our vision is to be a successful, community-minded bank recognized for high-touch service. Our role is to help people realize their dreams and fulfill customer expectations in a safe and sound manner. We are also committed to supporting our communities annually through sponsorship and participation in hundreds of local activities.

  • Majesty Mortgage Inc
  • 15460 West Capitol Drive, Suite 220, Brookfield, WI, 53005
  • Majesty Mortgage is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, familial status (having children under the age of 18) because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act