FHA VS Conventional loan programs in 2026 for Houlton, Aroostook County, Maine
For 2026, the conventional loan limit in the city of Houlton, Aroostook county, ME is $726,200, whereas an FHA loan limit stands at $472,030 for a single-family residence.
Lendersa® provides a Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. It assesses the required income, credit, reserves, and documents for eligibility. Compare Conforming Conventional loans alongside USDA, FHA, and VA with our advanced calculator to determine the most suitable program in ME for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Houlton, Aroostook County, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the zip codes: 4730
Exploring Conventional and FHA Loan Opportunities in Houlton, ME
Lendersa® strives to quickly and easily connect you with the best Conventional, USDA, or FHA loans. Start with any of these three options to find matching lenders and loan programs.
Katahdin Trust is built on our heritage of commitment to the growth of the communities we serve.
In our role as a true community bank, Katahdin Trust and its employees have long been recognized for our commitment to giving back to the communities that we serve. We are very proud that our commitment to communities is so extensive.
Aroostook County Federal Savings and Loan Association
43 High St, Caribou, ME, 04736
Lends in Maine
At Aroostook Savings & Loan, Your Home Bank. Since 1936, we have been dedicated to serving the people of Aroostook County & our members, who own our mutual Association. The decision to start the mutual savings association was easy at the time. During the depression, people were having a hard time to acquire the financing they needed to buy
County Federal Credit Union, we promise you; to work in your best interest, simplify your financial life, make it easy to do business with us, and partner with you to achieve financial success. Our asset size is over $411 million, and we are one of the top 10 credit unions in the State of Maine.
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