FHA VS Conventional loan programs in Presque-Isle, Aroostook County, Maine

In 2026, the Conventional loan limit in Presque-Isle, within Aroostook county, ME is set to $647,200, whereas the FHA limit is $420,680 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates among Conventional, FHA, and USDA options. Determine what income, credit, reserves, and documents are required to qualify. With our cutting-edge mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side to help you select the program in ME that best suits your financial status.

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2026 Loan Limits and Down Payment Needs in Presque-Isle, Aroostook County, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is for zip codes: 4769

Available Loan Programs for Conventional and FHA in Presque-Isle, ME

The mission of Lendersa® is to swiftly secure the finest Conventional, USDA, or FHA loan without hassle. Choose from one of three pathways to connect with matching lenders and loan offerings.

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Presque-Isle Lenders

  • Aroostook County Federal Savings and Loan Association
  • 43 High St, Caribou, ME, 04736
  • Lends in Maine
  • At Aroostook Savings & Loan, Your Home Bank. Since 1936, we have been dedicated to serving the people of Aroostook County & our members, who own our mutual Association. The decision to start the mutual savings association was easy at the time. During the depression, people were having a hard time to acquire the financing they needed to buy

  • The County Federal Credit Union
  • 82 Bennett Drive, Caribou, ME, 04736
  • Lends in Maine
  • County Federal Credit Union, we promise you; to work in your best interest, simplify your financial life, make it easy to do business with us, and partner with you to achieve financial success. Our asset size is over $411 million, and we are one of the top 10 credit unions in the State of Maine.

  • Katahdin Trust Company
  • 11 Main Street, Patten, ME, 04765
  • Lends in Maine
  • Katahdin Trust is built on our heritage of commitment to the growth of the communities we serve.

    In our role as a true community bank, Katahdin Trust and its employees have long been recognized for our commitment to giving back to the communities that we serve. We are very proud that our commitment to communities is so extensive.

  • Downeast Credit Union
  • 23 Third Avenue, Baileyville, ME, 04694
  • Lends in Maine
  • Downeast Credit Union was founded in 1941 by employees of St. Croix Pulp and Paper Company. Since then, DECU has grown to over 20, 000 members sharing the common bond with those who live, work, worship, attend school, or conduct business in Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties.

  • University Credit Union - Maine
  • 15 Main Street, Orono, ME, 04473
  • Lends in Maine
  • Since 1967, UCU has been here for our members. For Maine. And for you, wherever you see yourself today and through every stage of life. As a not-for-profit financial institution, we're owned by our members, not outside stockholders. This means you’re part of something that puts “U” first.

  • Bangor Federal Credit Union
  • 339 Hogan Road, Bangor, ME, 04401
  • Lends in Maine
  • The mission of Bangor Federal Credit Union is to deliver the best financial experience to our members. Membership with Bangor Federal Credit Union is open to anyone who lives, works, worships, or attends school in and businesses and other legal entities located in Penobscot, Hancock, and Waldo counties of Maine.

  • Mainely Mortgages
  • 53 Croghan Rd, Bangor, ME, 04401
  • Lends in Maine
  • Mainely Mortgages We specialize in the following types of business: Purchase Loans Refinance Debt Consolidation Real Estate. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one

  • The Hive Mortgage Solutions
  • 386 North Main Street, Brewer, ME, 04412
  • Lends in Maine
  • The Hive Mortgage Solutions Team is your premier mortgage team located in Brewer, Maine. The Hive Mortgage Solutions offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Brewer area. Whether you are first time home buyer.

  • Maine Savings Federal Credit Union
  • 101 Western Ave, Hampden, ME, 04444
  • Lends in Maine
  • Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range of financial services.
    Maine Savings is federally insured by NCUA.
    Maine Savings is an Equal Housing Lender.
    Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range.