FHA VS Conventional loan programs in 2025 for Farmington, Franklin County, Maine

In 2025, the Conventional loan limit in Farmington, within the county of Franklin, ME, is $726,200, while the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates for Conventional vs. FHA vs. USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator showcases Conforming Conventional loans next to USDA, FHA, and VA products, aiding you in selecting the ideal program in ME tailored to your financial situation.

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2025 Loan Limits and Down Payment Requirements in Farmington, County of Franklin, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable for zip codes: 04938, 04992, 04940

Explore Conventional and FHA Loan Options in Farmington, ME

The mission of Lendersa® is to secure the best available Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting points to match with lenders and discover fitting loan programs.

Examine USDA loan requests and matching results at Lendersa


  • BLUESKY LENDING, LC
  • 1255 W 15th, Suite 470, Plano, TX, 75075
  • BlueSky Lending, LC is a Mortgage Broker that has established relationships with over 30 Lenders to guarantee that we can provide the Best Rates, Fastest Closings and Lowest Closing Costs. We specialize in offering the largest choice of Loan Products to meet any clients Residential Loan needs.
  • Benchmark Bank
  • 5700 Legacy Drive, Suite 10, Plano, TX, 75024
  • Established in 1964 in a small East Texas town, Quinlan State Bank was the long-time dream of retired oil man Bruce Clardy. Clardy served as Chairman of the Board of Quinlan State Bank, located near his ranch about 45 miles east of Dallas, until his grandson and current Chairman Michael A. Barnett took over in 1983.
  • The Mortgage Nerd
  • 5550 Granite Parkway, Suite 200, Plano, TX, 75024
  • Denise Donoghue, known as "The Mortgage Nerd, " is one of Dallas’ top 3% producing mortgage professionals voted by D-Magazine. Her unique financial approach has to do in part of her upbringing and her finance background. As an early teen, Denise began working to help put food on the table and keep the mortgage paid for her family.
  • Mortgage Solutions Financial Plano
  • 5212 Tennyson Pkwy, Suite 100, Plano, TX, 75024
  • Mortgage Solutions Financial offers a comprehensive range of services to help individuals and families procure new homes, refinance their existing mortgages and reduce their monthly payments. We are in your neighborhood, with professional staff that live where you do and who are committed to understanding your needs. With options for direct lending
  • The Loan Designer
  • 5601 Granite Parkway, Suite 550, Plano, TX, 75024
  • Whether you’re interested in ReFinancing a mortgage, doing some remodel work, or you just got back from overseas and want a VA loan to start building your home, we’ll help you do it.Patty Newby and her team want to help you get the home you’ve always wanted, just like they’ve been doing since 2004.
  • 11 Mortgage
  • 5160 Tennyson Parkway, Suite 1000, Plano, TX, 75024
  • Eleven Mortgage is setting a new standard in the wholesale mortgage market. Our business is built on relationships, precision, and unparalleled service to make mortgage transactions easy for brokers and customers alike. Unprecedented speed and service beyond your expectations are at the heart of every loan. On a scale of one to ten, we are eleven…
  • Cedent Mortgage LLC
  • 6847 Communications Parkway, Suite 710, Plano, TX, 75024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home and commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Holbrook Mortgage LLC
  • 5851 Legacy Circle, 6th Floor, Plano, TX, 75024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • InTouch Credit Union-AN
  • 5640 Democracy Dr, Plano, TX, 75024
  • InTouch Credit Union has proudly served members since its charter was granted in 1974, originally to serve Electronic Data Systems (EDS) employees in the Dallas area. Today, our not-for-profit community credit union has branches in three states, including our corporate headquarters located in Plano, Texas.