FHA VS Conventional loan in Freeport, Cumberland County, Maine

In 2025, the ceiling for a Conventional loan in Freeport, which is part of Cumberland county, ME, is $726,200. Meanwhile, the FHA cap stands at $506,000 for single-family residences.

The Lendersa® Conventional loan calculator helps compare the best available rates today for Conventional, FHA, and USDA loans. Evaluate the requirements for income, creditworthiness, reserve funds, and necessary documents to determine your eligibility. This sophisticated mortgage calculator provides you with a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans to facilitate your decision on the most suitable loan program in ME for your financial needs and circumstances.

Check and compare loan offers across 100 lenders

Loan Limits and Down Payment Specifications for 2025 in Freeport, Cumberland County, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This comparison table pertains to the zip codes as follows: 04032, 04013, 04033, 04034, 04078

Explore Conventional and FHA Loan Programs in Freeport, ME

At Lendersa®, we aim to secure the best possible Conventional, USDA, or FHA loan efficiently and without complications. You can initiate the process by selecting one of the three distinct approaches below, paving the way to align with suitable lenders and tailor-made loan programs.

Investigate USDA loan request outcomes and matchings through Lendersa


  • Credit Union of Southern California
  • PO Box 200, Whittier, CA, 90608
  • We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.
  • Prowess Lending
  • 1671 W Katella Ave, Suite 130, Anaheim, CA, 92802
  • Prowess Lending was founded in 2019 and it’s being serving their clients with integrity and honesty. We know you may have many reasons to be skeptical to work with a new broker, but if you gives a chance we will work hard to earn your trust. Our job is to match you with the best option we have depending on your particular situation.
  • Mortgage and Realty Professionals: Home Loans & Mortgage Refinance
  • 4024 Ibis Street, Suite B, San Diego, CA, 92103
  • Chris joined Mortgage and Realty Professionals in 2016 after graduating from the University of San Diego with a Bachelor of Business Administration – BBA, Finance, where he has since distinguished himself as the go to loan specialist amongst friends, family, agents, and past clients.
  • Mission Home Mortgage
  • 3033 5th Avenue, Suite 420, San Diego, CA, 92103
  • We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry--investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars,
  • Weldon Financial Inc
  • 2665 5th Avenue, Suite 608, San Diego, CA, 92103
  • Weldon Financial is a private real estate lending company that has been filling the needs of borrowers for whom conventional financing is inappropriate or undesired since 1997. Our experience, coupled with a strong, knowledgeable investor core gives us the ability to act quickly and decisively for the benefit of both lenders and borrowers.
  • eMortgageGuys
  • 1419 University Ave, Suite C, San Diego, CA, 92103
  • eMortgageGuys we refuse to follow this “unwritten rule” that clients must jump through hoops to get their dream home or save on their mortgage. Instead, we roll up our sleeves, sit down at the table with each of their clients, and together, shoulder to shoulder, design the most effective solution to suit your unique financial situation.
  • Hansen Loans Inc.
  • 1644 Linwood Street, San Diego, CA, 92103
  • At Hansen Loans Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • XO Mortgage
  • 2720 5th Ave, Suite J, San Diego, CA, 92103
  • We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes. We take pride in treating our clients with honesty and integrity.
  • Cal Mortgage Connection
  • 14522 Whittier Blvd, Whittier, CA, 90605
  • We are a Private Lender specializing in short term Fix N Flip and Bridge financing. We work with you to put together the best loan structure and financing solution that fits your investment needs. Whether you are a first time investor or seasoned professional, we offer many options. And, we'll be with you every step along the way