FHA VS Conventional loan programs in Freeport, Cumberland County, Maine
In 2025, the ceiling for a Conventional loan in Freeport, which is part of Cumberland county, ME, is $726,200. Meanwhile, the FHA cap stands at $506,000 for single-family residences.
The Lendersa® Conventional loan calculator helps compare the best available rates today for Conventional, FHA, and USDA loans. Evaluate the requirements for income, creditworthiness, reserve funds, and necessary documents to determine your eligibility. This sophisticated mortgage calculator provides you with a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans to facilitate your decision on the most suitable loan program in ME for your financial needs and circumstances.
Loan Limits and Down Payment Specifications for 2025 in Freeport, Cumberland County, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$370,700
0%
FHA
$506,000
3.5%
This comparison table pertains to the zip codes as follows: 04032, 04013, 04033, 04034, 04078
Explore Conventional and FHA Loan Programs in Freeport, ME
At Lendersa®, we aim to secure the best possible Conventional, USDA, or FHA loan efficiently and without complications. You can initiate the process by selecting one of the three distinct approaches below, paving the way to align with suitable lenders and tailor-made loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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We encourage you - our online community of friends, neighbors and customers - to look to the Tower for a higher
