FHA VS Conventional loan in North-Yarmouth, Cumberland County, Maine

In the year 2025, the limit for a Conventional loan in North-Yarmouth, located in Cumberland county, ME is set at $647,200. Meanwhile, the FHA limit for a single-family home is $463,450 in this region.

Leverage the Lendersa® Conventional loan calculator to evaluate the current best rates across Conventional, FHA, and USDA loans. Determine necessary income, credit scores, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, enabling you to choose the most suitable program in ME for your financial needs.

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Loan Limits and Downpayment Details for 2025 in North-Yarmouth, County of Cumberland, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $463,450 3.5%

This table applies to the following zip codes: 4097

Explore Conventional and FHA Loan Options in North-Yarmouth, ME

The aim of Lendersa® is to facilitate the acquisition of the best Conventional, USDA, or FHA loan possible, swiftly and without hassle. Choose one of three starting paths that connect you to suitable lenders and loan programs.

Lendersa USDA loan request matching results


  • 1st Choice Lending & Investments
  • 1027 North Maclay Street, San Fernando, CA, 91340
  • 1st Choice Lending & Investments mission is to have clients for life and establish successful relationships with our customers. We do this by providing a responsive, knowledgeable approach toward mortgage lending through the integration of people, technology, and business practices.
  • Summit Funding, Inc
  • 300 Salem Street, Chico, CA, 95928
  • Summit Funding Inc. - Chico is located downtown at the corner of 3rd and Salem. We provide residential home mortgage services. There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need Summit Funding, Inc. to act as a liaison between the Title and Escrow Company,
  • California First Mortgage Company
  • 2053 Forest Avenue, Suite 4, Chico, CA, 95928
  • Jim Wikey is the owner and Senior Loan Consultant at California First Mortgage Co. He will manage your loan process from start to finish. Company provides the excellent one-to-one service you deserve. Our interest rates and low costs are among the most competitive anywhere. Established in 1997.
  • IMS Lending
  • 120 W 2nd Street, Unit 2, Chico, CA, 95928
  • IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business
  • Caliber Home Loans
  • 2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
  • Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan
  • The Home Loan Advisor
  • 1605 W Olympic Blvd, Los Angeles, CA, 90015
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Gold Miners Investments Inc
  • 1605 West Olympic Boulevard, Suite 403, Los Angeles, CA, 90015
  • Gold Miners Inc is here to help you achieve The American Dream. From dedicated realtors to mortgage loans, we're on your side every step of the way and also Our mission is to build long term relationships with our customers as we understand that these decisions are long term. Your loan is not only our priority, obligation and responsibility.
  • Oceanwide Lending
  • 717 West Olympic Boulevard, Unit 2104, Los Angeles, CA, 90015
  • At Oceanwide Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Bausley Home Loans & Realty
  • 13119 Daventry Street, Pacoima, CA, 91331
  • Bausley Home Loans & Realty , our mission is simple. During the mortgage application process, we're your advocate. Whatever financing goals you have, it's our job to fulfill them. This means getting the money you need. There are a variety of different loan types available on the market today, as well as many different lenders.