FHA VS Conventional loan in Hollis, York County, Maine

In the year 2026, the conventional loan limit in Hollis, under York county, ME, is $726,200. Meanwhile, the FHA limit for a single-family home is $506,000.

Take advantage of the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator shows you Conforming Conventional loans alongside USDA, FHA, and VA options to help decide which program in ME fits your financial needs best.

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Loan Limits and Down Payment Requirements for 2026 in Hollis, County of York, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This table relates to the zip codes: 4042

Conventional and FHA Loan Choices in Hollis, ME

The objective of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you quickly, without any hassle. Choose from one of the three starting points to connect with suitable lenders and programs.

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Hollis Lenders

  • Ossipee Lake Mortgage Solutions
  • 414 Sokokis Trail, East Waterboro, ME, 04030
  • Lends in Maine
  • Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.

  • Gorham Savings Bank
  • 64 Main St, Gorham, ME, 04038
  • Lends in Maine
  • We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.

  • Casco Federal Credit Union
  • 375 Main St, Gorham, ME, 04038
  • Lends in Maine
  • Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve.
    From opening your first Checking Account, to financing your first home.

  • Saco Valley Credit Union
  • 312 Main Street, Saco, ME, 04072
  • Lends in Maine
  • Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.

  • Saco & Biddeford Savings Inst
  • 50 Industrial Park Rd, Saco, ME, 04072
  • Lends in Maine
  • Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations

  • Harbor View Lending
  • 439 Main St, Suite 101, Saco, ME, 04072
  • Lends in Maine
  • Our mission statement is rather simple: Offer competitive rates and close loans as quickly as possible. We specialize in residential lending and work with over 20 different banks and mortgage companies. As a result, we are able to shop each lender for the lowest rates and best programs available.

  • JDS Mortgages of Maine LLC
  • 18 Pepperell Square, Saco, ME, 04072
  • Lends in Maine
  • J.D. Stewart Financial is your local, one-stop, financial planning service agency. Finances can be complex. We believe the proficiency an individual needs is best provided by an independent agent --someone with the integrity and professionalism to take the time to learn about your specific needs

  • PeoplesChoice Credit Union
  • 23 Industrial Park Rd, Saco, ME, 04072
  • Lends in Maine
  • Founded in 1963, PeoplesChoice Credit Union is a leading Maine credit union proudly serving over 17,000 members and managing $180 million in assets. Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members

  • Maine Mortgage Solutions LLC
  • 114 Holmes Rd, Scarborough, ME, 04074
  • Lends in Maine
  • Maine Mortgage Solutions LLC is your source for finding the right home financing option that suits your needs and budget. Whether you're a first-time homebuyer, bought and sold a hundred homes, or looking to invest we can help you.

    Mark Violette is the owner of Maine Mortgage Solutions LLC