FHA VS Conventional loan programs in 2026 for Limerick, York County, Maine
For a single-family home, the Conventional loan limit in Limerick, located in York County, ME, is set at $726,200 in 2026, while the FHA cap is $506,000.
With the Lendersa® Conventional loan calculator, you can easily compare today's top rates for Conventional versus FHA and USDA loans. Determine what income, credit score, reserves, and paperwork you need to qualify. Our sophisticated mortgage calculator lets you view Conventional, FHA, USDA, and VA loan options side-by-side. This assists in selecting the best program within ME for your unique financial needs.
2026 loan limits and down payment requirements in Limerick, located in York, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$370,700
0%
FHA
$506,000
3.5%
The data applies to these zip codes: 4048
Explore Conventional and FHA Loan Options in Limerick, ME
The mission of Lendersa® is to promptly secure the most advantageous Conventional, USDA, or FHA loan for you, without unnecessary hassle. You can select from any of three different starting points, leading you to matching lenders and related loan programs.
Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.
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Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve. From opening your first Checking Account, to financing your first home.
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Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations
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J.D. Stewart Financial is your local, one-stop, financial planning service agency. Finances can be complex. We believe the proficiency an individual needs is best provided by an independent agent --someone with the integrity and professionalism to take the time to learn about your specific needs
Founded in 1963, PeoplesChoice Credit Union is a leading Maine credit union proudly serving over 17,000 members and managing $180 million in assets. Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members
Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019
